784 Preston Cove Dr, Saint Cloud, FL 34771 Property Records

Osceola County property record for 784 Preston Cove Dr, Saint Cloud, FL 34771

Property Summary

Property Type	Vacant Land
Lot Size	0.06 acres (2,613 sqft)
Owner	Individual Name on File
Last Sale	$324,990 (Jun 2026)
Tax Bill	$2,590 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`22-25-31-4735-0001-2660`

Property Details

APN / Parcel Number

Primary APN	`22-25-31-4735-0001-2660`
Alternative APN	`253122473500012660`

Exterior

Lot Area	2,613 sqft (0.06 acres)

Location & Zoning

Street Address	784 PRESTON COVE DR
City	SAINT CLOUD
State	FL
Zip	34771-8188
Property Category	Vacant Land
Property Type	Vacant Land > Uncategorized
Legal Description	PRESTON COVE PH 1 & 2 PB 33 PGS 80-88 LOT 266
Legal Subdivision	PRESTON COVE PHASE 1 AND 2
Legal Lot Number	266
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1053
Census Tract	43700

Owner

Source: Osceola County records · APN 22-25-31-4735-0001-2660

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	784 PRESTON COVE DR, SAINT CLOUD, FL 34771-8188
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 23, 2026 · Amount on Record
Deed Sale	Jun 23, 2026 · Amount on Record
Prior Sale	Jun 16, 2025 · Amount on Record
Deed Document Number	202682528
Deed Book / Page	6992 / 1663
Record Updated	Sep 20, 2026

June 2026: Special Warranty Deed

Document Type	Special Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Jun 23, 2026
Property Address	784 PRESTON COVE DR, SAINT CLOUD, FL 34771-8188
Document Number	0000082528
Book / Page	6992 / 1663
Instrument Date	Jun 22, 2026
Instrument	202682528
Record Updated	Jul 02, 2026
Title Company	DHI TITLE OF FLORIDA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$229,767.93
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 PRESTON COVE DR, SAINT CLOUD, FL 34771-8188
Investor	Possibly a Property Investor

Mortgage

Document Number	0000082529,
Date	Jun 23, 2026
Book Page	6992/1664
Instrument	202682529

Lender

Name	DHI MORTGAGE COMPANY LP

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2056

Interest

Rate Type	Fixed Rate
Rate	6.37%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,590.00 (+16.2%)	$45,000 Land $45,000	$45,000 Land $45,000
2024	$2,229.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), as of September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120970437001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 330 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	330 in force
Nearby Flood Claims	18 (2004–2022)
Claims Outside the SFHA	1 of 18
Most Recent Claim	Oct 2022 · Hurricane Ian
Claims by Event	Hurricane Ian, Oct 2022 · 2 claims Hurricane Ian, Sep 2022 · 5 claims Hurricane Frances, Sep 2004 · 6 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 71% of Florida
Wildfire Likelihood	0.9% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber	8,000 / 8,000
Spectrum Fiber	1,000 / 1,000

Based on FCC filings for 6 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system FL3494429, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	TOHO WATER AUTHORITY-POINCIANA SYSTEM public/private · serves 69,447 people
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.