784 Prairie View Dr, Herculaneum, MO 63048 Property Records

Jefferson County property record for 784 Prairie View Dr, Herculaneum, MO 63048

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,356 sqft · built 2002
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$144,300 (Nov 2009)
Tax Bill	$2,294 (2025)
Deeds & Mortgages	May 2018 Line of Credit Nov 2020 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`117.036.00000168`

Property Details

APN / Parcel Number

Primary APN	`117.036.00000168`
Alternative APN	`1170360 168`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,356 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Frame
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Garage Area	400 sqft

Exterior Amenities

Porch	Open Frame Porch
Porch Area	20 sqft
Deck Area	Deck Area
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	784 PRAIRIE VIEW DR
City	HERCULANEUM
State	MO
Zip	63048-1646
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CT1
Legal Description	PRAIRIES OF FRIEDBERG ESTS 3 LOT 221
Legal Range	5E
Legal Township	41N
Legal Section	36
Legal Subdivision	PRAIRIES OF FRIEDBERG ESTS 3
Legal Block	1
Legal Lot Number	221
Jurisdiction	JEFFERSON MO
Township / Civil Division	RIVER VIEW
Census Block Group	1
Census Block	1015
Census Tract	700802

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2018	Deed of Trust, Mortgage · Line of Credit WEST COMMUNITY CU
Nov 16, 2020	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Sep 3, 2021	Deed of Trust, Mortgage · FHA Mortgage JLB CORP
Jun 21, 2022	Beneficiary Deed, Transfer
Oct 15, 2019	Deed of Trust, Mortgage · FHA Mortgage GOLDEN OAK LNDG
May 15, 2018	Deed of Trust, Mortgage GOLDEN OAK LNDG
Jun 6, 2017	Warranty Deed, Transfer · FHA Mortgage GOLDEN OAK LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2009 · Amount on Record
Deed Sale	Nov 4, 2009 · Amount on Record
Prior Sale	Feb 25, 2003 · Amount on Record
Deed Document Number	200944598
Record Updated	Oct 29, 2026

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015291
Date	May 23, 2018
Instrument	2018R-015291

Lender

Name	WEST COMMUNITY CU
Type	Credit Union
Address	O FALLON, MO 63368

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Jun 1, 2038

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000043907
Date	Nov 16, 2020
Instrument	2020R-043907

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	348 Months
Due	Nov 1, 2049

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Transaction Type	Mortgage
Record Updated	Jul 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646

Mortgage

Document Number	0000039020
Date	Sep 3, 2021
Instrument	2021R-039020

Lender

Name	JLB CORP
Type	Mortgage Company
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

June 2022: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 21, 2022
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Document Number	0000020488
Instrument Date	Jun 18, 2022
Instrument	2022R-020488
Transaction Type	Transfer
Record Updated	Nov 11, 2025

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	11408 WESTHILL DR, FESTUS, MO 63028-3352

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Document Number	0000032711
Instrument Date	Oct 15, 2019
Transaction Type	Mortgage
Record Updated	Nov 5, 2019
Title Company	COPPER TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 PRAIRIE VIEW DR HERCULANEUM MO 630481646, HERCULANEUM, MO 63048-1646

Mortgage

Document Number	0000032711
Date	Oct 22, 2019
Instrument	32711

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 21, 2049

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Document Number	0000015173
Instrument Date	May 15, 2018
Transaction Type	Mortgage
Record Updated	Jun 19, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 PRAIRIE VIEW DR HERCULANEUM MO 630481646, HERCULANEUM, MO 63048-1646

Mortgage

Document Number	0000015173
Date	May 22, 2018
Instrument	15173

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Amount	Amount Recorded
Term	360 Months
Due	May 21, 2048

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON MO
Recording Date	Jun 6, 2017
Property Address	784 PRAIRIE VIEW DR, HERCULANEUM, MO 63048-1646
Document Number	0000017103
Instrument Date	May 26, 2017
Instrument	17103
Transaction Type	Transfer
Record Updated	Jun 12, 2017
Title Company	HILLSBORO TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	784 PRAIRIE VIEW DR HERCULANEUM MO 630481646, HERCULANEUM, MO 63048-1646

Mortgage

Document Number	17104
Date	Jun 6, 2017
Instrument	17104

Lender

Name	GOLDEN OAK LNDG
Address	SAINT LOUIS, MO 63146

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 5, 2047

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Municipality	Herculaneum City
Unified School District	Festus R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$36,200 (-) Land $9,600 Building $26,600	$190,600 (-) Land $50,600 Building $140,000
2025	$2,294.00 (+12.45%)	$36,200 (+12.42%) Land $9,600 Building $26,600
2024			$190,600 (+12.51%) Land $50,600 Building $140,000
2023	$2,040.00	$32,200 Land $7,700 Building $24,500	$169,400 Land $40,700 Building $128,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (1993–2003)
Claims Outside the SFHA	3 of 4
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms & Flooding, Jul 1993 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FESTUS PWS serves 13,000 people · EPA ID MO6010276
Water Source	Purchased groundwater influenced by surface water from JEFFERSON COUNTY WATER AUTHORITY
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 313 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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