784 Oyster Bluff Dr, Myrtle Beach, SC 29588 Property Records

Horry County property record for 784 Oyster Bluff Dr, Myrtle Beach, SC 29588

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 2,732 sqft · built 2022
Lot Size	0.169 acres (7,405 sqft)
Owner	Individual Name on File
Last Sale	$371,580 (Mar 2022)
Tax Bill	$1,689 (2025)
Deeds & Mortgages	Feb 2024 Mortgage Mar 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`448-10-02-0044`

Property Details

APN / Parcel Number

Primary APN	`448-10-02-0044`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,732 sqft Living Area

Exterior

Year Built	Built 2022
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	7,405 sqft (0.169 acres)
Garage Type	Attached
Garage Area	440 sqft
Porch	Open Porch
Porch Area	144 sqft

Utilities, Heating & Cooling

Heating System	Heat Pump

Location & Zoning

City	MYRTLE BEACH
State	SC
Zip	29588
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OYSTER BLUFF PH 2; LOT 89
Legal Subdivision	OYSTER BLUFF PH 2
Legal Lot Number	89
Jurisdiction	HORRY SC
Township / Civil Division	MYRTLE BEACH
Census Block Group	2
Census Block	2001
Census Tract	51607

Owner

784 Oyster Bluff Dr is owned by an individual who bought it in March 2022.

Source: Horry County records, as of February 5, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	784 OYSTER BLUFF DR, MYRTLE BEACH, SC 29588-4202
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 21, 2024	Deed of Trust, Mortgage · Conventional Mortgage FIRST CITIZENS BANK
Mar 25, 2022	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 25, 2022 · Amount on File
Deed Sale	Mar 25, 2022 · Amount on File
Deed Document Number	0004532356
Deed Book / Page	4532 / 356
Record Updated	Jun 8, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HORRY SC
Property Address	MYRTLE BEACH, SC 29588
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 OYSTER BLUFF DR, MYRTLE BEACH, SC 29588-4202
Investor	Possibly a Property Investor

Mortgage

Document Number	67590000000743
Date	Feb 21, 2024
Book Page	0000006759/0000000743

Lender

Name	FIRST CITIZENS BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	300 Months
Due	Jan 1, 2049

March 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	HORRY SC
Recording Date	Mar 25, 2022
Property Address	MYRTLE BEACH, SC 29588
Document Number	0045320356
Book / Page	4532 / 356
Instrument Date	Mar 22, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 OYSTER BLUFF DR, MYRTLE BEACH, SC 29588-4202
Investor	Possibly a Property Investor

Mortgage

Document Number	0065372898
Date	Mar 25, 2022
Instrument	6537/2898

Lender

Name	DHI MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	178 Months
Due	Jan 1, 2037

Tax Assessment & Valuation

The 2025 property tax bill for 784 Oyster Bluff Dr was $1,689.

Source: Horry County assessment roll, as of September 13, 2025

Property Jurisdictions

Type	Name
State	South Carolina
County	Horry County
Unified School District	Horry County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,689.00
2024	$1,689.00 (-68.85%)	$17,406 Land $4,372 Building $13,034	$435,135 Land $109,288 Building $325,847
2023	$5,423.00 (+551.02%)
2022	$833.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 784 Oyster Bluff Dr in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 171 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	171 in force
Nearby Flood Claims	4 (2015–2024)
Claims Outside the SFHA	4 of 4
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Oyster Bluff Dr is moderate, ranking above 47% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · above 43% of South Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRAND STRAND W&SA/BULL CREEK serves 252,840 people · EPA ID SC2620004
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
HTC Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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