Carroll County property record for 784 Old Westminster Rd, Westminster, MD 21157
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,948 sqft · built 1977 |
| Lot Size | 1.31 acres (57,151 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $193,800 (Mar 2017) |
| Tax Bill | $4,062 (2026) |
| Deeds & Mortgages | Sep 2017 Mortgage Nov 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-040253 |
| Primary APN | 07-040253 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,948 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1977 |
| Architectural Style | Split Level |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 57,151 sqft (1.31 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 240 sqft |
| Deck Area | 144 sqft |
| Patio Area | 225 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 040253 |
|---|---|
| Street Address | 784 OLD WESTMINSTER RD |
| City | WESTMINSTER |
| State | MD |
| Zip | 21157-6709 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-400 |
| Legal Description | LT - 1.3121 ACS 784 OLD WESTMINSTER RD WESTMINSTER |
| Legal Subdivision | SPRING MILLS |
| Jurisdiction | CARROLL MD |
| Township / Civil Division | 7, WESTMINSTER |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 507702 |
Source: Carroll County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 784 OLD WESTMINSTER RD, WESTMINSTER, MD 21157-6709 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC COAST MORTGAGE |
| Nov 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SEVERN SVGS BK FSB |
| Mar 3, 2017 | Deed, Transfer · FHA Mortgage SOUTHERN TRUST MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 3, 2017 · Amount on Record |
| Deed Sale | Mar 3, 2017 · Amount on Record |
| Prior Sale | Jun 30, 1986 · Amount on Record |
| Deed Document Number | 20178626-0003 |
| Deed Book / Page | 8626 / 3 |
| Transfer Doc | 0029240199 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 784 OLD WESTMINSTER RD, WESTMINSTER, MD 21157-6709 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | TERRAIN TITLE & ESCROW |
| Name | Verified Name |
|---|
| Document Number | 0088200224 |
|---|---|
| Date | Sep 29, 2017 |
| Book Page | 8820/0224 |
| Instrument | 8820-0224 |
| Name | ATLANTIC COAST MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CARROLL MD |
| Property Address | 784 OLD WESTMINSTER RD, WESTMINSTER, MD 21157-6709 |
| Document Number | 0099720155 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | LEGACYHOUSE TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 784 OLD WESTMINSTER RD WESTMINSTER MD 211576709, WESTMINSTER, MD 21157-6709 |
| Document Number | 0099720155 |
|---|---|
| Date | Nov 30, 2020 |
| Book Page | 009972/000155 |
| Name | SEVERN SVGS BK FSB |
|---|---|
| Type | Federal Savings Bank |
| Address | ANNAPOLIS, MD 21401 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 29, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CARROLL MD |
| Recording Date | Mar 3, 2017 |
| Property Address | 784 OLD WESTMINSTER RD, WESTMINSTER, MD 21157-6709 |
| Document Number | 0086260003 |
| Book / Page | 8626 / 0003 |
| Instrument Date | Feb 3, 2017 |
| Instrument | 8626-0003 |
| Transaction Type | Transfer |
| Record Updated | Aug 12, 2021 |
| Title Company | TERRAIN TITLE & ESCROW CO LL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 784 OLD WESTMINSTER RD, WESTMINSTER, MD 21157-6709 |
| Document Number | 86260009 |
|---|---|
| Date | Mar 3, 2017 |
| Instrument | 8626-0009 |
| Name | SOUTHERN TRUST MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2047 |
Source: Carroll County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Carroll County |
| Unified School District | Carroll County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,062.00 (+5.07%) Homeowner's exemption | $374,100 (+6.35%) Land $133,100 Building $241,000 | $374,100 (-) Land $133,100 Building $241,000 |
| 2025 | $3,866.00 (+11.41%) Homeowner's exemption | $351,767 (+14.54%) | $374,100 (+21.82%) Land $133,100 Building $241,000 |
| 2023 | $3,470.00 Homeowner's exemption | $307,100 Land $133,100 Building $174,000 | $307,100 Land $133,100 Building $174,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 41 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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