Bergen County and Franklin Lakes Borough property record for 784 Old Mill Rd, Franklin Lakes, NJ 07417
| Property Type | Single Family Home |
|---|---|
| Details | 2,781 sqft · built 1985 |
| Lot Size | 0.978 acres (42,602 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Sep 2018) |
| Tax Bill | $14,712 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage Sep 2018 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-02511-01-00010 |
| Primary APN | 20-02511-01-00010 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 2,781 sqft Living Area |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Construction Type | Frame |
| Lot Area | 42,602 sqft (0.978 acres) |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 29320 |
|---|---|
| Street Address | 784 OLD MILL RD |
| City | FRANKLIN LAKES |
| State | NJ |
| Zip | 07417-1902 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A40 |
| Legal Description | .978 AC |
| Legal Subdivision | ROBERT A MILANESE |
| Legal Block | 2511 |
| Legal Lot Number | 10 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | FRANKLIN LAKES |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 20100 |
784 Old Mill Rd is owned and occupied by an individual who bought it in September 2018.
Source: Bergen County and Franklin Lakes Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 784 OLD MILL RD, FRANKLIN LAKES, NJ 07417-1902 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Sep 15, 2018 | Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 15, 2018 · Amount on File |
| Deed Sale | Sep 15, 2018 · Amount on File |
| Deed Document Number | 201818-065767 |
| Deed Book / Page | 3053 / 739 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 784 OLD MILL RD, FRANKLIN LAKES, NJ 07417-1902 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0036951588 |
|---|---|
| Date | Sep 8, 2020 |
| Book Page | 3695/1588 |
| Instrument | 20-082202 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28273 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jul 1, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Sep 15, 2018 |
| Property Address | 784 OLD MILL RD, FRANKLIN LAKES, NJ 07417-1902 |
| Document Number | 0030530739 |
| Book / Page | 3053 / 739 |
| Instrument Date | Sep 6, 2018 |
| Instrument | 00018-065767 |
| Transaction Type | Transfer |
| Record Updated | Nov 2, 2021 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 784 OLD MILL RD, FRANKLIN LAKES, NJ 07417-1902 |
The 2025 property tax bill for 784 Old Mill Rd was $14,712, up 6% from the year before.
Source: Bergen County and Franklin Lakes Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Franklin Lakes Borough |
| Elementary School District | Franklin Lakes Borough School District (KG - 08) |
| Secondary School District | Ramapo-Indian Hill Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $772,700 (-) Land $447,100 Building $325,600 | $772,700 (-) Land $447,100 Building $325,600 | |
| 2025 | $14,712.00 (+6.02%) | $772,700 Land $447,100 Building $325,600 | $772,700 Land $447,100 Building $325,600 |
| 2024 | $13,877.00 | ||
| 2023 | $772,700 Land $447,100 Building $325,600 | $772,700 Land $447,100 Building $325,600 | |
| 2022 | $13,027.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 784 Old Mill Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 2 (1999) |
| Most Recent Claim | Sep 1999 · Hurricane Floyd Major Disaster Declarations |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 784 Old Mill Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
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