Hillsborough County property record for 784 Ocean Spray Dr, Ruskin, FL 33570
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,979 sqft · built 2021 |
| Lot Size | 0.243 acres (10,598 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $365,000 (Jun 2024) |
| Tax Bill | $8,655 (2025) |
| Flood Zone | Zone AE (high risk) |
| APN | 056362-2142 |
| Primary APN | 056362-2142 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Gross Area | 2,646 sqft |
| 1st Floor Area | 1,979 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Architectural Style | Contemporary |
| Exterior Material | Masonry/Stucco |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 10,598 sqft (0.243 acres) |
| Lot Dimensions | 120 ft deep x 88.3 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Open Porch |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0563622142 |
|---|---|
| Street Address | 784 OCEAN SPRAY DR |
| City | RUSKIN |
| State | FL |
| Zip | 33570-2043 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PD |
| Legal Description | SHELL COVE PHASE 2 LOT 558 |
| Legal Range | 19E |
| Legal Township | 32S |
| Legal Section | 06 |
| Legal Subdivision | SHELL COVE PHASE 2 |
| Legal Phase | 2 |
| Legal Lot Number | 558 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | RUSKIN |
| Census Block Group | 1 |
| Census Block | 1026 |
| Census Tract | 14121 |
Source: Hillsborough County records, as of October 12, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 784 OCEAN SPRAY DR, RUSKIN, FL 33570-2043 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 14, 2024 · Amount on Record |
| Deed Sale | Jun 14, 2024 · Amount on Record |
| Deed Document Number | 2024248006 |
| Record Updated | Oct 29, 2026 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $276,019 (+2.7%) | $310,129 (-7.58%) Land $110,778 Building $199,351 | |
| 2025 | $8,655.00 (+0.84%) Homeowner's exemption | $268,762 (-15.16%) | $335,551 (+5.93%) Land $110,778 Building $224,773 |
| 2023 | $8,583.00 (-7.19%) Homeowner's exemption | $316,777 (+0.28%) Land $100,708 Building $216,069 | $316,777 (+0.28%) Land $100,708 Building $216,069 |
| 2022 | $9,248.00 | $315,886 Land $80,566 Building $235,320 | $315,886 Land $80,566 Building $235,320 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 241 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 241 in force |
| Nearby Flood Claims | 85 (1982–2024) |
| Claims Outside the SFHA | 8 of 85 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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