784 Main St, West Seneca (Buffalo), NY 14224 Property Records

Erie County and West Seneca Town property record for 784 Main St, West Seneca, NY 14224

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,872 sqft · built 1959
Lot Size	0.166 acres (7,200 sqft)
Owner	2 Individual Names on File
Last Sale	$74,900 (Apr 1997)
Tax Bill	$5,861 (2026)
Deeds & Mortgages	Apr 2018 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`22-442-390`

Property Details

APN / Parcel Number

Primary APN	`22-442-390`
Alternative APNs	`68001351700001061000` `146800 135.17-1-61`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,872 sqft Living Area
1st Floor Area	1,272 sqft
Upper Floors Area	600 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1963
Architectural Style	Cape Cod
Exterior Material	Brick
Lot Area	7,200 sqft (0.166 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Attached
Garage Area	368 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	171 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	22-442-390
Street Address	784 MAIN ST
City	WEST SENECA
State	NY
Zip	14224-3128
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06 - INDUS
Legal Description	MC-2055 SL-20 (VL-49) NORWOOD S/D 60 X 120.00
Legal Subdivision	THE VILLAGE OF LOWER EBENEZER
Legal Block	1
Legal Lot Number	61.000
Jurisdiction	ERIE NY
Township / Civil Division	WEST SENECA
Census Block Group	2
Census Block	2000
Census Tract	11800

Owner

784 Main St is owned and occupied by two individuals who bought it in April 1997.

Source: Erie County and West Seneca Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	784 MAIN ST, WEST SENECA, NY 14224-3128
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 25, 1997 · Amount on File
Deed Sale	Apr 25, 1997 · Amount on File
Deed Book / Page	10915 / 4135
Record Updated	Oct 29, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	784 MAIN ST, WEST SENECA, NY 14224-3128
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0138505439
Date	Apr 2, 2018
Book Page	13850/5439
Instrument	2018061948

Lender

Name	CITIZENS BANK NA
Type	Bank
Address	PROVIDENCE, RI 02903

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	299 Months
Due	Mar 14, 2043

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2026 property tax bill for 784 Main St was $5,861 with a homeowner's exemption, down 0.6% from the year before.

Source: Erie County and West Seneca Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	West Seneca Town
Unified School District	West Seneca Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,861.00 (-0.58%) Homeowner's exemption
2025	$5,895.00 (+2.15%)	$58,500 (-) Land $7,500 Building $51,000	$243,800 (+4.19%) Land $31,256 Building $212,544
2024	$5,771.00 Homeowner's exemption	$58,500 (-) Land $7,500 Building $51,000	$234,000 (+4%) Land $30,000 Building $204,000
2023		$58,500 Land $7,500 Building $51,000	$225,000 Land $28,846 Building $196,154
2019	$4,876.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Main St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (1979–1984)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 1984 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 93% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 324 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880