784 Lorena Ln, Folsom, CA 95630 Property Records

Sacramento County property record for 784 Lorena Ln, Folsom, CA 95630

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,194 sqft · built 2019
Lot Size	0.279 acres (12,153 sqft)
Owner	2 Individual Names on Record
Last Sale	$835,000 (Dec 2019)
Tax Bill	$9,970 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Dec 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`071-1770-018-0000`

Property Details

APN / Parcel Number

Primary APN	`071-1770-018-0000`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	3,194 sqft Living Area
1st Floor Area	3,194 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Architectural Style	H-Shape
Construction Type	Wood
Roof Material	Other
Lot Area	12,153 sqft (0.279 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	784 LORENA LN
City	FOLSOM
State	CA
Zip	95630-7760
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-ML
Legal Description	LA COLLINA DAL LAGO, LOT 37
Legal Subdivision	LA COLLINA DAL LAGO
Legal Lot Number	37
Jurisdiction	SACRAMENTO CA
Township / Civil Division	FOLSOM
Census Block Group	4
Census Block	4001
Census Tract	8501

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 LORENA LN, FOLSOM, CA 95630-7760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage OWNING CORP
Dec 6, 2019	Grant Deed, Subdivision Related Transfer WELLS FARGO BK
Jan 24, 2019	Trustee's Deed, Construction Loan · Line of Credit HFS FUND IV LLC
Aug 13, 2018	Grant Deed, Transfer · Conventional with PMI PHILIP T JAMES

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2019 · Amount on Record
Deed Sale	Dec 6, 2019 · Amount on Record
Prior Sale	Aug 13, 2018 · Amount on Record
Deed Book / Page	20191206 / 1185
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	784 LORENA LN, FOLSOM, CA 95630-7760
Document Number	2009101170
Instrument Date	Aug 27, 2020
Transaction Type	Mortgage
Record Updated	Oct 7, 2020
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NAT'L TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	784 LORENA LN FOLSOM CA 956307760, FOLSOM, CA 95630-7760

Mortgage

Document Number	2009101170
Date	Sep 10, 2020
Instrument	2009101170

Lender

Name	OWNING CORP
Address	ORANGE, CA 92868

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2050

December 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Dec 6, 2019
Property Address	784 LORENA LN, FOLSOM, CA 95630-7760
Document Number	1912061185
Instrument Date	Dec 4, 2019
Instrument	1912061185
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$918.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	784 LORENA LN FOLSOM CA 956307760, FOLSOM, CA 95630-7760

Mortgage

Document Number	1912061186
Date	Dec 6, 2019
Instrument	1912061186

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

January 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Jan 24, 2019
Property Address	784 LORENA LN, FOLSOM, CA 95630-7760
Instrument Date	Jan 17, 2019
Instrument	1901240809
Transaction Type	Construction Loan
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 E BIDWELL ST #100 FOLSOM CA 956306480, 100, FOLSOM, CA 95630-6480

Mortgage

Document Number	1901240809
Date	Jan 24, 2019
Instrument	1901240809

Lender

Name	HFS FUND IV LLC

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Aug 13, 2018
Property Address	784 LORENA LN, FOLSOM, CA 95630-7760
Document Number	1808131059
Instrument Date	Aug 8, 2018
Instrument	1808131059
Transaction Type	Transfer
Record Updated	Aug 22, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$176.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2795 E BIDWELL ST #100-174 FOLSOM CA 956306480, 100-17, FOLSOM, CA 95630-6480

Mortgage

Document Number	1808131060
Date	Aug 13, 2018
Instrument	1808131060

Lender

Name	PHILIP T JAMES
Address	555 12TH ST # 900, OAKLAND, CA 94607-3637
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Folsom City
Unified School District	Folsom-Cordova Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$939,570 (+2%) Land $209,156 Building $730,414
2025	$9,970.00 (+2.12%) Homeowner's exemption	$921,148 (+4.04%) Land $205,055 Building $716,093
2024	$9,763.00 (+1.81%)
2023	$9,589.00 (+2.39%) Homeowner's exemption	$885,381 Land $197,094 Building $688,287
2022	$9,365.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOLSOM, CITY OF - MAIN serves 80,969 people · EPA ID CA3410014
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 341 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Succeed.Net.

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