784 la Canada St, La Jolla, CA 92037 Property Records

San Diego County property record for 784 la Canada St, La Jolla, CA 92037

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 3,442 sqft · built 1990
Lot Size	0.253 acres (11,026 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,550,000 (Aug 2018)
Tax Bill	$36,149 (2025)
Deeds & Mortgages	Sep 2019 Mortgage Aug 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`357-070-12-00`

Property Details

APN / Parcel Number

Primary APN	`357-070-12-00`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	3,442 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	11,026 sqft (0.253 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	784 LA CANADA ST
City	LA JOLLA
State	CA
Zip	92037-6724
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1-1
Legal Description	PAR 3 ST CLSD& TR PM11405
Legal Subdivision	CITY OF SAN DIEGO
Legal Tract	11405
Legal Block	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	1
Census Block	1005
Census Tract	8311

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	784 LA CANADA ST, LA JOLLA, CA 92037-6724
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2019	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Aug 31, 2018	Grant Deed, Transfer · Conventional Mortgage US BANK NA
Dec 29, 2017	Intrafamily Transfer, Transfer · ARM US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 31, 2018 · Amount on Record
Deed Sale	Aug 31, 2018 · Amount on Record
Prior Sale	Jun 19, 2013 · Amount on Record
Deed Document Number	2018362018
Prior Transfer Date	Dec 22, 2017
Prior Transfer Doc	0000615576
Record Updated	Oct 29, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	784 LA CANADA ST, LA JOLLA, CA 92037-6724
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000427870
Date	Sep 27, 2019
Instrument	2019-0427870

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 31, 2018
Property Address	784 LA CANADA ST, LA JOLLA, CA 92037-6724
Document Number	0000362018
Instrument Date	Jul 19, 2018
Instrument	2018-0362018
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	3 LAKE SHORE DR, NEWNAN, GA 30265-5590

Mortgage

Document Number	0000362019
Date	Aug 31, 2018
Instrument	2018-0362019

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2048

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Dec 29, 2017
Property Address	784 LA CANADA ST, LA JOLLA, CA 92037-6724
Document Number	0000615576
Map Reference	FILE 81-193003
Instrument Date	Dec 22, 2017
Instrument	2017-0615576
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE COMP

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	784 LA CANADA ST, LA JOLLA, CA 92037-6724

Mortgage

Document Number	0000615577
Date	Dec 29, 2017
Instrument	2017-0615577

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Jan 1, 2023
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	5.12%
Index	1-Year CMT
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	San Diego City
Unified School District	San Diego City Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,901,459 (+2%) Land $2,275,656 Building $625,803
2025	$36,149.00 (+7.82%)	$2,844,569 (+4.04%) Land $2,231,036 Building $613,533
2023	$33,528.00 (+2.73%)	$2,734,112 Land $2,144,403 Building $589,709
2022	$32,637.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	17 in force
Nearby Flood Claims	8 (1980–2001)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Jan 2001 · tidal / storm surge
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SAN DIEGO serves 1,408,937 people · EPA ID CA3710020
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 572 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

May also be available: T-Mobile, Verizon.

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