784 Jacob Ln, Metamora, MI 48455 Property Records

Lapeer County property record for 784 Jacob Ln, Metamora, MI 48455

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,680 sqft · built 2020
Lot Size	2 acres (87,120 sqft)
Owner	2 Company Names on File
Last Sale	$29,200 (Dec 2017)
Tax Bill	$3,431 (2025)
Deeds & Mortgages	May 2021 Mortgage Jan 2021 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`015-029-002-63`

Property Details

APN / Parcel Number

Primary APN	`015-029-002-63`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,680 sqft Living Area
1st Floor Area	1,680 sqft
Basement Area	1,680 sqft
Unfinished Basement	1,680 sqft
Flooring	Carpet

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	87,120 sqft (2 acres)
Lot Width	250 ft Width
Garage Area	624 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	784 JACOB LN
City	METAMORA
State	MI
Zip	48455-9276
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	SEC 29, T6N R10E. PARCEL F-3 PART NE 1/4 OF NE 1/4; COMM NE 1/4 COR SEC 29, TH S 00-25-51 E ALG E SEC LN 1018.4 FT & N
Legal Range	10E
Legal Township	06N
Legal Section	29
Jurisdiction	LAPEER MI
Township / Civil Division	METAMORA
Census Block Group	3
Census Block	3012
Census Tract	341500

Owner

784 Jacob Ln is owned by a company that acquired it in January 2021 and is owner-occupied.

Source: Lapeer County records, as of September 24, 2026

Owner of Record	2 Company Names on File
Mailing Address	784 JACOB LN, METAMORA, MI 48455-9276
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GENISYS CU
Jan 12, 2021	Quit Claim Deed, Transfer NOT AVAILABLE
Aug 21, 2019	Trustee's Deed, Construction Loan · Construction Mortgage CHEMICAL BK
Dec 7, 2017	Warranty Deed, Transfer TITLE CONNECT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 7, 2017 · Amount on File
Deed Sale	Dec 7, 2017 · Amount on File
Prior Sale	Mar 29, 2004 · Amount on File
Deed Book / Page	2934 / 773
Last Transfer Date	Jan 11, 2021
Transfer Doc	0031640196
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LAPEER MI
Property Address	784 JACOB LN, METAMORA, MI 48455-9276
Transaction Type	Mortgage
Record Updated	Jun 17, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 JACOB LN, METAMORA, MI 48455-9276

Mortgage

Document Number	0032020941
Date	May 13, 2021
Book Page	3202/941

Lender

Name	GENISYS CU
Type	Credit Union
Address	AUBURN HILLS, MI 48326

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	May 1, 2036

January 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LAPEER MI
Recording Date	Jan 12, 2021
Property Address	784 JACOB LN, METAMORA, MI 48455-9276
Document Number	0031640196
Book / Page	003164 / 000196
Instrument Date	Jan 11, 2021
Transaction Type	Transfer
Record Updated	Feb 18, 2021
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 JACOB LN METAMORA MI 484559276, METAMORA, MI 48455-9276

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	LAPEER MI
Recording Date	Aug 21, 2019
Property Address	784 JACOB LN, METAMORA, MI 48455-9276
Document Number	0030420362
Book / Page	003042 / 000362
Instrument Date	Aug 9, 2019
Transaction Type	Construction Loan
Record Updated	Oct 1, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	732 JACOB LN METAMORA MI 484559276, METAMORA, MI 48455-9276

Mortgage

Document Number	30420362
Date	Aug 21, 2019
Book Page	003042/000362

Lender

Name	CHEMICAL BK
Type	Bank
Address	SIOUX FALLS, SD 57106

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.74%

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LAPEER MI
Recording Date	Dec 7, 2017
Property Address	784 JACOB LN, METAMORA, MI 48455-9276
Document Number	0029340773
Book / Page	002934 / 000773
Instrument Date	Oct 5, 2017
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	TITLE CONNECT LLC

Transaction

Amount	Amount on Record
Tax	$219.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1296 POPPY HILL DR OXFORD MI 483716093, OXFORD, MI 48371-6093
Investor	Possibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 784 Jacob Ln was $3,431 with a homeowner's exemption, up 4% from the year before.

Source: Lapeer County assessment roll, as of September 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Lapeer County
County Subdivision	Metamora Township
Unified School District	Lapeer Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$202,400 (+7.72%)	$404,800 (+7.72%)
2025	$3,431.00 (+4%) Homeowner's exemption	$187,900	$375,800
2024	$3,299.00
2023		$156,800	$313,600
2022	$2,986.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Jacob Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Jacob Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	25 / 3

May also be available: Mercury Fiber.

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