784 Hwy 60, Vincent, AL 35178 Property Records

Shelby County property record for 784 Hwy 60, Vincent, AL 35178

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,025 sqft · built 2009
Lot Size	1.3 acres (56,628 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Oct 2026)
Tax Bill	$901 (2026)
Deeds & Mortgages	Oct 2026 Mortgage Oct 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`071111001020005`

Property Details

APN / Parcel Number

Primary APN	`071111001020005`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,025 sqft Heated Area
1st Floor Area	2,025 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	56,628 sqft (1.3 acres)
Lot Dimensions	362 ft deep x 176 ft wide
Garage Type	Attached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Deck Area	160 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	784 HIGHWAY 60
City	VINCENT
State	AL
Zip	35178
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM SE COR NE1/4 NE1/4 W1116.83 TO POB W137.26 N362 TO ROW ELY176.72 ON ROW S229.98 SW27.91 S92.90 TO POB
Legal Range	02E
Legal Township	19S
Legal Section	11
Jurisdiction	SHELBY AL
Township / Civil Division	VINCENT
Census Block Group	1
Census Block	1060
Census Tract	30102

Owner

784 Hwy 60 is owned and occupied by an individual who bought it in October 2026.

Source: Shelby County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	792 HIGHWAY 60, VINCENT, AL 35178-6644
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage COOSA PINES FEDERAL CREDIT UNION
Oct 2, 2026	Warranty Deed, Transfer · Conventional Mortgage COOSA PINES FEDERAL CREDIT UNION
Jul 30, 2018	Intrafamily Transfer, Transfer · FHA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 2, 2026 · Amount on File
Deed Sale	Oct 2, 2026 · Amount on File
Prior Sale	Nov 13, 2025 · Amount on File
Deed Document Number	2026319730
Prior Transfer Date	Jul 25, 2018
Prior Transfer Doc	0000271780
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Oct 2, 2026
Property Address	784 HIGHWAY 60, VINCENT, AL 35178
Document Number	0000319740
Instrument Date	Sep 30, 2026
Instrument	2026319740
Transaction Type	Mortgage
Record Updated	Oct 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000319740,
Date	Oct 2, 2026
Instrument	2026319740

Lender

Name	COOSA PINES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	143 Months
Due	Sep 30, 2038

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Oct 2, 2026
Property Address	784 HIGHWAY 60, VINCENT, AL 35178
Document Number	0000319730
Instrument Date	Sep 30, 2026
Instrument	2026319730
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$15,150.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	792 HIGHWAY 60, VINCENT, AL 35178-6644

Mortgage

Document Number	0000319740,
Date	Oct 2, 2026
Instrument	2026319740

Lender

Name	COOSA PINES FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	143 Months
Due	Sep 30, 2038

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SHELBY AL
Recording Date	Jul 30, 2018
Property Address	792 HIGHWAY 60, VINCENT, AL 35178-6644
Document Number	0000271780
Instrument Date	Jul 25, 2018
Instrument	20180730000271780
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	792 HIGHWAY 60, VINCENT, AL 35178-6644

Mortgage

Document Number	0000271790
Date	Jul 30, 2018
Instrument	20180730000271790

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 784 Hwy 60 was $901 with a homeowner's exemption, down 7% from the year before.

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Municipality	Vincent Town
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$901.00 (-7.02%) Homeowner's exemption
2025	$969.00	$19,780	$197,660 Land $27,760 Building $169,900
2023	$802.00	$17,220	$172,190 Land $15,690 Building $156,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 784 Hwy 60 in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2003.

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2003)
Most Recent Claim	Aug 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Hwy 60 is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · above 80% of Alabama
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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