784 Holt Rd, Highlands, NC 28741 Property Records

Macon County property record for 784 Holt Rd, Highlands, NC 28741

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,160 sqft · built 1966
Lot Size	1.32 acres (57,499 sqft)
Owner	Company Name on Record
Last Sale	$82,500 (Jul 2019)
Tax Bill	$3,608 (2026)
Deeds & Mortgages	May 2020 Mortgage May 2020 Second Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`7439558992`

Property Details

APN / Parcel Number

Primary APN	`7439558992`
Alternative APNs	`0525016` `144886` `158462`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,160 sqft Heated Area
1st Floor Area	2,160 sqft
Basement Area	2,160 sqft
Finished Basement	2,160 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1986
Architectural Style	Conventional
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Crossed Walls
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	57,499 sqft (1.32 acres)
Terrain	Rolling
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Deck Area	100 sqft
Patio Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic

Location & Zoning

Account Number	158462
Street Address	784 HOLT RD
City	HIGHLANDS
State	NC
Zip	28741
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	LOT 14 PONDEROSA SUBD
Legal Subdivision	PONDEROSA INC
Legal Lot Number	14
Jurisdiction	MACON NC
Township / Civil Division	HIGHLANDS
Census Block Group	2
Census Block	2022
Census Tract	970502

Owner

Source: Macon County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	PO BOX 1062, AUBURN, AL 36831-1062
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 11, 2020	Deed of Trust, Mortgage · Conventional Mortgage AUBURNBANK
May 11, 2020	Deed of Trust, Mortgage · Stand-Alone Second Mortgage AUBURNBANK
Jul 5, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 5, 2019 · Amount on Record
Deed Sale	Jul 5, 2019 · Amount on Record
Prior Sale	Oct 7, 2014 · Amount on Record
Deed Document Number	20194241
Deed Book / Page	39 / 503
Last Transfer Date	Sep 6, 2024
Transfer Doc	0000I43/70
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	784 HOLT RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00W39/2419
Date	May 11, 2020
Book Page	W-39/2419
Instrument	2020002931

Lender

Name	AUBURNBANK
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON NC
Property Address	784 HOLT RD, HIGHLANDS, NC 28741
Transaction Type	Mortgage
Record Updated	Aug 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00W39/2432
Date	May 11, 2020
Book Page	W-39/2432
Instrument	2020002932

Lender

Name	AUBURNBANK
Type	Bank
Address	AUBURN, AL 36830

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON NC
Recording Date	Jul 5, 2019
Property Address	784 HOLT RD, HIGHLANDS, NC 28741
Document Number	00H39/0503
Book / Page	H-39 / 0503
Map Reference	CARD 8085
Instrument Date	Jun 20, 2019
Instrument	2019004241
Transaction Type	Transfer
Record Updated	Aug 23, 2022

Transaction

Amount	Amount Recorded
Tax	$165.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1062, AUBURN, AL 36831-1062

Tax Assessment & Valuation

Source: Macon County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Macon County
Unified School District	Macon County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,608.00 (+3.44%)	$1,165,110 (-) Land $500,000 Building $665,110	$1,165,110 (-) Land $500,000 Building $665,110
2025	$3,488.00 (+0.35%)	$1,165,110 (-) Land $500,000 Building $665,110	$1,165,110 (-) Land $500,000 Building $665,110
2023	$3,476.00	$1,165,110 Land $500,000 Building $665,110	$1,165,110 Land $500,000 Building $665,110

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 8, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 71% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 16 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Vyve Broadband Cable	1,000 / 50
Starlink Satellite	280 / 30

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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