Kenton County property record for 784 Hogrefe Rd, Independence, KY 41051
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,586 sqft · built 1989 |
| Lot Size | 2.4 acres (104,544 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $222,000 (Mar 2017) |
| Tax Bill | $3,031 (2025) |
| Deeds & Mortgages | Dec 2023 Line of Credit Jun 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 018-00-00-010.00 |
| Primary APN | 018-00-00-010.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,586 sqft Finished Area |
| Gross Area | 2,393 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 104,544 sqft (2.4 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Pool Type | Above-Ground Pool |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 784 HOGREFE RD |
|---|---|
| City | INDEPENDENCE |
| State | KY |
| Zip | 41051-9628 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 2.40 ACS NS HOGREFE RD |
| Legal Subdivision | OAKS SEC 01 A-521 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 63609 |
Source: Kenton County records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 784 HOGREFE RD, INDEPENDENCE, KY 41051-9628 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 8, 2023 | Deed of Trust, Mortgage · Line of Credit THIRD FSLA OF CLEVELAND |
| Jun 24, 2021 | Deed of Trust, Mortgage · Conventional Mortgage BROKER SOLUTIONS INC |
| Mar 7, 2017 | Warranty Deed, Transfer · FHA Mortgage VICTORY MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 7, 2017 · Amount on Record |
| Deed Sale | Mar 7, 2017 · Amount on Record |
| Prior Sale | Jan 8, 2013 · Amount on Record |
| Deed Document Number | 201703 07 059 00227 |
| Deed Book / Page | 3906 / 217 |
| Prior Transfer Date | Nov 18, 2008 |
| Prior Transfer Doc | 0005900058 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 784 HOGREFE RD, INDEPENDENCE, KY 41051-9628 |
| Transaction Type | Mortgage |
| Record Updated | Feb 28, 2024 |
| Title Company | THIRD CAPITAL TITLE NEO |
| Name | Verified Name |
|---|---|
| Address | 784 HOGREFE RD, INDEPENDENCE, KY 41051-9628 |
| Document Number | 0005900089 |
|---|---|
| Date | Dec 8, 2023 |
| Book Page | KCM 512/854 |
| Instrument | 23120805900089 |
| Name | THIRD FSLA OF CLEVELAND |
|---|---|
| Type | Bank |
| Address | CLEVELAND, OH 44105 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 784 HOGREFE RD, INDEPENDENCE, KY 41051-9628 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2022 |
| Title Company | VANTAGE POINT TITLE |
| Name | Verified Name |
|---|
| Document Number | 0005900304 |
|---|---|
| Date | Jun 24, 2021 |
| Book Page | 235/578 |
| Instrument | 21062405900304 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Mortgage Company |
| Address | TUSTIN, CA 92780 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 358 Months |
| Due | Apr 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Mar 7, 2017 |
| Property Address | 784 HOGREFE RD, INDEPENDENCE, KY 41051-9628 |
| Document Number | 0000000227 |
| Book / Page | 0I3906 / 000217 |
| Instrument Date | Feb 27, 2017 |
| Instrument | 227 |
| Transaction Type | Transfer |
| Record Updated | May 17, 2017 |
| Title Company | HOMESTEAD TITLE COMPANY, HOMESTEAD TITLE AGENCY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 784 HOGREFE RD INDEPENDENCE KY 410519628, INDEPENDENCE, KY 41051-9628 |
| Document Number | 228 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 0I3906/000220 |
| Instrument | 228 |
| Name | VICTORY MTG |
|---|---|
| Type | Mortgage Company |
| Address | FORT MITCHELL, KY 41017 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 6, 2047 |
Source: Kenton County assessment roll, as of December 2, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Unified School District | Kenton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $260,700 (-) Land $40,000 Building $220,700 | $260,700 (-) Land $40,000 Building $220,700 | |
| 2025 | $3,031.00 (-7.87%) | $260,700 (-) Land $40,000 Building $220,700 | $260,700 (-) Land $40,000 Building $220,700 |
| 2023 | $3,290.00 | $260,700 Land $25,000 Building $235,700 | $260,700 Land $25,000 Building $235,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 19, 2015
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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