784 Dobbins Rd, Ellenboro, NC 28040 Property Records

Rutherford County property record for 784 Dobbins Rd, Ellenboro, NC 28040

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 884 sqft · built 1938
Lot Size1.28 acres (55,757 sqft)
OwnerIndividual Name on Record
Last Sale$62,500 (Sep 2021)
Deeds & MortgagesAug 2022 Line of Credit
Sep 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1655335

Property Details

APN / Parcel Number

Primary APN1655335
Alternative APNs
  • 327011
  • 4938

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area884 sqft Heated Area
Gross Area852 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1938
Effective Year BuiltEffective 1962
Exterior MaterialVinyl
Foundation TypeBlock
Roof TypeGable
Roof MaterialAsphalt
Lot Area55,757 sqft (1.28 acres)

Exterior Amenities

PorchOpen Porch
Porch Area160 sqft
Deck Area220 sqft
Patio Area220 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number4938
Old Parcel Number327011
Street Address784 DOBBINS RD
CityELLENBORO
StateNC
Zip28040-9395
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLO2 PL42-296
Legal Block1
Legal Lot Number2
JurisdictionRUTHERFORD NC
Township / Civil DivisionCOLFAX
Census Block Group2
Census Block2013
Census Tract961104

Owner

Source: Rutherford County records, as of September 13, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address784 DOBBINS RD, ELLENBORO, NC 28040-9395
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 5, 2022Deed of Trust, Mortgage · Line of Credit
TD BANK NA
Sep 21, 2021Warranty Deed, Transfer · Conventional Mortgage
ATLANTIC BAY MORTGAGE GROUP LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 21, 2021 · Amount on Record
Deed SaleSep 21, 2021 · Amount on Record
Deed Document Number0020512669
Deed Book / Page2051 / 2669
Record UpdatedJun 7, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionRUTHERFORD NC
Property Address784 DOBBINS RD, ELLENBORO, NC 28040-9395
Transaction TypeMortgage
Record UpdatedOct 21, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0020633054
DateAug 5, 2022
Book Page2063/3054
Lender
NameTD BANK NA
TypeBank
AddressWILMINGTON, DE 19808
Agreement
TypeLine of Credit
AmountAmount Recorded
Term359 Months
DueJul 25, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionRUTHERFORD NC
Recording DateSep 21, 2021
Property Address784 DOBBINS RD, ELLENBORO, NC 28040-9395
Document Number0020512669
Book / Page2051 / 2669
Map ReferenceMB 42 PG 296
Instrument DateSep 21, 2021
Transaction TypeTransfer
Record UpdatedOct 21, 2022

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$125.00
Amount AccuracyRounded by County
Additional
  • Arm's Length
  • Partial Interest
  • Partial Parcel

Transferred From (Grantor/Seller)

NameVerified Name
Address3415 GRIFFIN RD, 3415, MOORESBORO, NC 28114-8217

Transferred To (Grantee/Buyer)

NameVerified Name
Address784 DOBBINS RD, ELLENBORO, NC 28040-9395

Mortgage

Document Number0020512671
DateSep 21, 2021
Instrument2051/2671
Lender
NameATLANTIC BAY MORTGAGE GROUP LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2051

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

TypeName
StateNorth Carolina
CountyRutherford County
Unified School DistrictRutherford County Schools (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$80,000 Land $16,200 Building $63,800$80,000 Land $16,200 Building $63,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 18, 2014

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 40% of the US · above 58% of North Carolina
Wildfire Likelihood0.08% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Vyve Broadband
Cable
2,000 / 50
Verizon
Fixed Wireless
300 / 20

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