784 Crystal Ct, Decatur, IL 62526 Property Records

Macon County property record for 784 Crystal Ct, Decatur, IL 62526

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,520 sqft · built 1999
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$260,000 (Aug 2011)
Tax Bill	$12,288 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-07-27-130-009`

Property Details

APN / Parcel Number

Primary APN	`07-07-27-130-009`
Alternative APN	`07-27-130-009`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,520 sqft Living Area
1st Floor Area	2,520 sqft
Basement Area	2,520 sqft
Finished Basement	2,520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Wood
Construction Type	Frame
Lot Area	19,602 sqft (0.45 acres)
Garage Area	1,160 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	88 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	070727130009
Street Address	784 CRYSTAL CT
City	DECATUR
State	IL
Zip	62526-9280
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MUNICIPAL
Legal Description	WATERFORD TERRACE 2ND ADD L 7 02BK3270/927 98BK2785/199
Legal Range	02E
Legal Township	17N
Legal Section	27
Legal Subdivision	WATERFORD TERRACE SECOND ADD
Jurisdiction	MACON IL
Township / Civil Division	HICKORY POINT
Census Block Group	4
Census Block	4005
Census Tract	2902

Owner

784 Crystal Ct is owned and occupied by an individual who bought it in August 2011.

Source: Macon County records, as of June 5, 2026

Owner of Record	Individual Name on File
Mailing Address	784 CRYSTAL CT, DECATUR, IL 62526-9280
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 3, 2011 · Amount on File
Deed Sale	Aug 3, 2011 · Amount on File
Prior Sale	Dec 1, 2002 · Amount on File
Deed Document Number	20111818430
Deed Book / Page	4155 / 985
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	784 CRYSTAL CT, DECATUR, IL 62526-9280
Transaction Type	Mortgage
Record Updated	Nov 24, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4859/455
Date	Oct 27, 2021
Book Page	4859/455
Instrument	1987772

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 784 Crystal Ct was $12,288 with a homeowner's exemption.

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	Hickory Point Township
Municipality	Decatur City
Unified School District	Decatur School District 61 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$12,288.00	$134,943 Land $14,064 Building $120,879	$404,869 Land $42,196 Building $362,673

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Crystal Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective November 28, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 784 Crystal Ct has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DECATUR serves 76,122 people · EPA ID IL1150150
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conxxus Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20