784 Crestrose Cir, Howard, OH 43028 Property Records

Knox County property record for 784 Crestrose Cir, Howard, OH 43028

Property Summary

Property Type	Single Family Home
Details	2 bd · 3 ba · 1,792 sqft · built 2024
Lot Size	0.496 acres (21,606 sqft)
Owner	2 Company Names on File
Last Sale	$440,000 (Feb 2025)
Tax Bill	$5,350 (2025)
Deeds & Mortgages	May 2026 Mortgage Feb 2025 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-00091.000`

Property Details

APN / Parcel Number

Primary APN	`07-00091.000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,792 sqft Living Area
1st Floor Area	1,792 sqft
Basement Area	1,792 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Vinyl
Lot Area	21,606 sqft (0.496 acres)
Lot Dimensions	173 ft deep x 125 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Gas

Location & Zoning

Street Address	784 CRESTROSE CIR
City	HOWARD
State	OH
Zip	43028-9817
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH RIDGE HEIGHTS LOT #91
Legal Subdivision	NORTH RIDGE HEIGHTS
Legal Lot Number	91
Jurisdiction	KNOX OH
Township / Civil Division	BROWN
Census Block Group	1
Census Block	1011
Census Tract	6801

Owner

784 Crestrose Cir is owned by a company that bought it in February 2025.

Source: Knox County records, as of May 15, 2026

Owner of Record	2 Company Names on File
Mailing Address	784 CRESTROSE CIR, HOWARD, OH 43028-9817
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 5, 2026	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 21, 2025	Warranty Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2025 · Amount on File
Deed Sale	Feb 21, 2025 · Amount on File
Prior Sale	Apr 29, 2024 · Amount on File
Deed Document Number	20251060
Deed Book / Page	2059 / 523
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KNOX OH
Recording Date	May 5, 2026
Property Address	784 CRESTROSE CIR, HOWARD, OH 43028-9817
Document Number	0000003333
Book / Page	2126 / 936
Instrument Date	Apr 28, 2026
Instrument	20263333
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant, 269
Address	784 CRESTROSE CIR, HOWARD, OH 43028-9817

Mortgage

Document Number	0000003333,
Date	May 5, 2026
Book Page	2126/936
Instrument	20263333

Lender

Name	PENNYMAC LOAN SERVICES LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate	6.46%
Max Rate	-1%

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KNOX OH
Recording Date	Feb 21, 2025
Property Address	784 CRESTROSE CIR, HOWARD, OH 43028-9817
Document Number	0000001060
Book / Page	2059 / 523
Instrument Date	Feb 20, 2025
Instrument	202500001060
Transaction Type	Transfer
Record Updated	Apr 10, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CRESTMONTE DR, HOWARD, OH 43028-9441

Mortgage

Document Number	0000001061
Date	Feb 21, 2025
Instrument	202500001061

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2055

Tax Assessment & Valuation

The 2025 property tax bill for 784 Crestrose Cir was $5,350, up 4,249.6% from the year before.

Source: Knox County assessment roll, as of April 10, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Knox County
County Subdivision	Brown Township
Unified School District	Mount Vernon City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026			$348,640 Land $19,260 Building $329,380
2025	$5,350.00 (+4,249.59%)	$122,020 (+4,305.05%) Land $6,740 Building $115,280
2024	$123.00 (+1.65%)	$2,770 (-) Land $2,770
2023	$121.00 (-87.41%)	$2,770 (+42.05%) Land $2,770	$7,920 Land $7,920
2022	$961.00	$1,950 Land $1,950
2020			$5,580 Land $5,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 784 Crestrose Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 7, 2009

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Crestrose Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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