784 Center St, Franklin, IN 46131 Property Records

Johnson County property record for 784 Center St, Franklin, IN 46131

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,192 sqft · built 1953
Lot Size	0.238 acres (10,367 sqft)
Owner	Individual Name on File
Last Sale	$247,000 (Aug 2021)
Tax Bill	$2,088 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`51002323014/00`

Property Details

APN / Parcel Number

Primary APN	`51002323014/00`
Alternative APNs	`41-08-23-013-065.000-009` `00001093027`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area
1st Floor Area	1,192 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1953
Effective Year Built	Effective 1980
Construction Type	Wood
Roof Material	Asphalt
Lot Area	10,367 sqft (0.238 acres)
Lot Dimensions	148 ft deep x 70 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	333 sqft
Shed	1 Shed
Shed Area	192 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	00001093027
Street Address	784 CENTER ST
City	FRANKLIN
State	IN
Zip	46131-2210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TOWNSEND ADD LOT 17 MP FRANKLIN COMMUNI
Legal Subdivision	TOWNSEND ADD
Legal Lot Number	17
Jurisdiction	JOHNSON IN
Township / Civil Division	FRANKLIN
Census Block Group	4
Census Block	4028
Census Tract	611000

Owner

784 Center St is owned and occupied by an individual who bought it in August 2021.

Source: Johnson County records, as of June 19, 2026

Owner of Record	Individual Name on File
Mailing Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage NCL LLC
May 22, 2018	Deed of Trust, Mortgage · Conventional Mortgage ELEMENTS FINANCIAL FCU
Sep 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage TEACHERS CU
Aug 6, 2021	Warranty Deed, Transfer
Apr 25, 2018	Deed, Transfer
Apr 25, 2018	Deed, Transfer · Conventional Mortgage MICHIGAN MUTUAL INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 6, 2021 · Amount on File
Deed Sale	Aug 6, 2021 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Document Number	202123465
Prior Transfer Date	Aug 15, 2016
Prior Transfer Doc	2016027193
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Transaction Type	Mortgage
Record Updated	Nov 16, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2021023466
Date	Aug 6, 2021
Instrument	2021-023466

Lender

Name	NCL LLC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2051

Interest

Rate Type	Fixed Rate

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018010810
Date	May 22, 2018
Instrument	2018-010810

Lender

Name	ELEMENTS FINANCIAL FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Jun 1, 2028

Interest

Rate Type	Fixed Rate

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JOHNSON IN
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Transaction Type	Mortgage
Record Updated	Feb 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020027285
Date	Sep 29, 2020
Instrument	2020-027285

Lender

Name	TEACHERS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2050

Interest

Rate Type	Fixed Rate

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JOHNSON IN
Recording Date	Aug 6, 2021
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Document Number	2021023465
Instrument Date	Jul 30, 2021
Instrument	2021-023465
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Amount	Amount on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CENTER ST, FRANKLIN, IN 46131-2210

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 25, 2018
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Document Number	2018008422
Instrument Date	Apr 20, 2018
Instrument	2018-008422
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CENTER ST, FRANKLIN, IN 46131-2210

April 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	JOHNSON IN
Recording Date	Apr 25, 2018
Property Address	784 CENTER ST, FRANKLIN, IN 46131-2210
Document Number	2018008423
Instrument Date	Apr 20, 2018
Instrument	2018-008423
Transaction Type	Transfer
Record Updated	Feb 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CENTER ST, FRANKLIN, IN 46131-2210

Mortgage

Document Number	2018008424
Date	Apr 25, 2018
Instrument	2018-008424

Lender

Name	MICHIGAN MUTUAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 784 Center St was $2,088 with a homeowner's exemption, up 16.8% from the year before.

Source: Johnson County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Johnson County
County Subdivision	Franklin Township
Municipality	Franklin City
Unified School District	Franklin Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,088.00 (+16.78%) Homeowner's exemption	$207,600 Land $28,600 Building $179,000	$207,600 Land $28,600 Building $179,000
2024	$1,788.00 (+10.23%)
2023	$1,622.00 (+3.38%) Homeowner's exemption	$147,900 Land $28,600 Building $119,300	$147,900 Land $28,600 Building $119,300
2022	$1,569.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Center St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	52 (1993–2017)
Claims Outside the SFHA	7 of 52
Most Recent Claim	Jul 2017 · rainfall accumulation
Claims by Event	Severe Storms, Flooding, And Tornadoes, Jun 2008 · 45 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Center St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	INDIANA AMERICAN WATER - JOHNSON COUNTY private · serves 86,813 people · EPA ID IN5241005
Water Source	Groundwater
Last State Inspection	Jan 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Xfinity Cable	1,200 / 35

May also be available: Brightspeed, Verizon.

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