Ramsey County property record for 784 Cedar St, #7, Saint Paul, MN 55103
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,554 sqft · built 2002 |
| Lot Size | 0.5 acres (2,178 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $257,000 (Jan 2021) |
| Tax Bill | $4,606 (2025) |
| Deeds & Mortgages | Jan 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 31-29-22-24-0111 |
| Primary APN | 31-29-22-24-0111 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,554 sqft Living Area |
| 1st Floor Area | 777 sqft |
| Basement Area | 150 sqft |
| Finished Basement | 150 sqft |
| Game Room | Game Room |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2003 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 2,178 sqft (0.5 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Basement |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 277199 |
|---|---|
| Street Address | 784 CEDAR ST, 7 |
| City | SAINT PAUL |
| State | MN |
| Zip | 55103-2103 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Legal Description | CIC NO 446 CAPITOL HGTS CTY HM UNIT NO.7 |
| Legal Range | 22 |
| Legal Township | 29 |
| Legal Section | 31 |
| Legal Subdivision | CIC NO 446 CAPITOL HGTS CTY HM |
| Legal Lot Number | 7 |
| Legal Unit | 7 |
| Jurisdiction | RAMSEY MN |
| Township / Civil Division | ST. PAUL |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 42800 |
Source: Ramsey County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 784 CEDAR ST, 7, SAINT PAUL, MN 55103-2103 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 21, 2021 · Amount on Record |
| Deed Sale | Jan 21, 2021 · Amount on Record |
| Prior Sale | Oct 23, 2012 · Amount on Record |
| Deed Document Number | 20214858596 |
| Last Transfer Date | Feb 2, 2021 |
| Transfer Doc | 0004864972 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | RAMSEY MN |
| Recording Date | Jan 21, 2021 |
| Property Address | 784 CEDAR ST # 7, 7, SAINT PAUL, MN 55103-2103 |
| Document Number | 0004858596 |
| Instrument Date | Jan 11, 2021 |
| Instrument | 4858596 |
| Transaction Type | Transfer |
| Record Updated | Feb 4, 2021 |
| Title Company | GLOBAL CLOSING |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $874.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 784 CEDAR ST #7 ST PAUL MN 551032103, 7, ST PAUL, MN 55103-2103 |
| Document Number | 4858597 |
|---|---|
| Date | Jan 21, 2021 |
| Instrument | 4858597 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 20, 2051 |
Source: Ramsey County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Ramsey County |
| Municipality | St. Paul City |
| Unified School District | St. Paul Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $285,700 (+1.85%) Land $50,000 Building $235,700 | $285,700 (+1.85%) Land $50,000 Building $235,700 | |
| 2025 | $4,606.00 (+7.37%) | ||
| 2023 | $4,290.00 Homeowner's exemption | $280,500 Land $50,000 Building $230,500 | $280,500 Land $50,000 Building $230,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1981) |
| Most Recent Claim | Sep 1981 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2025 |
| Lead | 10 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2022 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable · Fiber in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
| AT&T Fixed Wireless | 100 / 20 |
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