784 Cavalier Rdg, Birmingham, AL 35242 Property Records

Shelby County property record for 784 Cavalier Rdg, Birmingham, AL 35242

Property Summary

Property Type	Single Family Home
Lot Size	4.29 acres (186,872 sqft)
Owner	Individual Name on Record
Last Sale	$300,000 (Jan 2025)
Tax Bill	$8,649 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Jun 2026 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`036230000001047`

Property Details

APN / Parcel Number

Primary APN	`036230000001047`

Exterior

Lot Area	186,872 sqft (4.29 acres)

Location & Zoning

Street Address	784 CAVALIER RDG
City	BIRMINGHAM
State	AL
Zip	35242-6760
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	01W
Legal Township	18S
Legal Section	23
Legal Subdivision	SOUTH OAK PH 2
Jurisdiction	SHELBY AL
Township / Civil Division	CHELSEA
Census Block Group	4
Census Block	4004
Census Tract	30220

Owner

Source: Shelby County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Jun 8, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Jan 9, 2025	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2025 · Amount on Record
Deed Sale	Jan 9, 2025 · Amount on Record
Deed Document Number	202510090
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELBY AL
Recording Date	Jul 20, 2026
Property Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760
Document Number	0000230650
Instrument Date	Jul 8, 2026
Instrument	2026230650
Transaction Type	Mortgage
Record Updated	Jul 28, 2026
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760

Mortgage

Document Number	0000230650,
Date	Jul 20, 2026
Instrument	2026230650

Lender

Name	REGIONS BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Aug 1, 2046

Interest

Rate	6.52%
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jun 8, 2026
Property Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760
Document Number	0000179040
Instrument Date	Jun 3, 2026
Instrument	2026179040
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Remainderman
Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760
Investor	Possibly a Property Investor

January 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELBY AL
Recording Date	Jan 9, 2025
Property Address	784 CAVALIER RDG, BIRMINGHAM, AL 35242-6760
Document Number	0000010090
Map Reference	MB 58 PG 7A&B
Instrument Date	Dec 31, 2024
Instrument	20250109000010090
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1200 CORPORATE DR, HOOVER, AL 35242-2941

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2575 INDIAN CREST DR, PELHAM, AL 35124-3764

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Shelby County
Unified School District	Shelby County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$8,649.00 (+182.83%)
2025	$3,058.00	$69,500	$347,490 Land $347,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 23, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 68% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Windstream DSL	200 / 20

May also be available: AT&T, T-Mobile.

Cell Coverage

5G and 4G LTE (outdoors only)

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