784 Calhoun Trl, Rutherfordton, NC 28139 Property Records

Rutherford County property record for 784 Calhoun Trl, Rutherfordton, NC 28139

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,156 sqft · built 1980
Lot Size	5.13 acres (223,463 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Sep 2019)
Tax Bill	$1,410 (2022)
Deeds & Mortgages	Jul 2026 Mortgage Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`1624107`

Property Details

APN / Parcel Number

Primary APN	`1624107`
Alternative APN	`36756`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,156 sqft Heated Area
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Exterior Material	Brick
Foundation Type	Block
Roof Type	Gable
Roof Material	Asphalt
Lot Area	223,463 sqft (5.13 acres)
Porch	Open Porch
Porch Area	376 sqft

Utilities, Heating & Cooling

Cooling System	Fan Cooling
Heating System	Heat Pump

Location & Zoning

Account Number	36756
Street Address	784 CALHOUN TRL
City	RUTHERFORDTON
State	NC
Zip	28139-6389
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GPIN:0662008780660000; RES OFF RD 1138
Legal Block	1
Legal Lot Number	3D
Jurisdiction	RUTHERFORD NC
Township / Civil Division	CHIMNEY ROCK
Census Block Group	2
Census Block	2037
Census Tract	960301

Owner

784 Calhoun Trl is owned and occupied by two individuals who bought it in September 2019.

Source: Rutherford County records, as of September 13, 2023

Owner of Record	2 Individual Names on File
Mailing Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 14, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Feb 15, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Jul 15, 2020	Deed of Trust, Mortgage · Line of Credit PREMIER FCU
Jun 15, 2022	Deed of Trust, Mortgage · Line of Credit SHARONVIEW FCU
Sep 25, 2019	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 25, 2019 · Amount on File
Deed Sale	Sep 25, 2019 · Amount on File
Prior Sale	Feb 5, 2014
Deed Document Number	0020261460
Deed Book / Page	2026 / 1460
Record Updated	Sep 20, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Recording Date	Jul 14, 2026
Property Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Document Number	2104003857
Book / Page	2104 / 3857
Instrument Date	Jul 9, 2026
Transaction Type	Mortgage
Record Updated	Aug 3, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389

Mortgage

Document Number	2104003857,
Date	Jul 14, 2026
Book Page	2104/3857

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.52%
Initial Type	Fixed Rate
Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020422952
Date	Feb 15, 2021
Book Page	2042/2952

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Transaction Type	Mortgage
Record Updated	Oct 21, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020343946
Date	Jul 15, 2020
Book Page	2034/3946

Lender

Name	PREMIER FCU
Type	Credit Union
Address	GREENSBORO, NC 27415

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Jul 14, 2045

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

June 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RUTHERFORD NC
Property Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	BOSTON NATIONAL TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020614283
Date	Jun 15, 2022
Book Page	2061/4283

Lender

Name	SHARONVIEW FCU
Type	Credit Union
Address	FORT MILL, SC 29716

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	359 Months
Due	May 12, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RUTHERFORD NC
Recording Date	Sep 25, 2019
Property Address	784 CALHOUN TRL, RUTHERFORDTON, NC 28139-6389
Document Number	0020261460
Book / Page	002026 / 001460
Instrument Date	Sep 12, 2019
Instrument	3319
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$320.00
Additional	Notice of Default Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 CALHOUN TRL RUTHERFORDTON NC 281396389, RUTHERFORDTON, NC 28139-6389

Mortgage

Document Number	20261463
Date	Sep 25, 2019
Book Page	002026/001463
Instrument	3320

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 24, 2049

Tax Assessment & Valuation

Source: Rutherford County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Rutherford County
Unified School District	Rutherford County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023		$289,700 Land $24,600 Building $265,100	$289,700 Land $24,600 Building $265,100
2022	$1,410.00
2021	$1,410.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 784 Calhoun Trl in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective April 18, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 784 Calhoun Trl is moderate, ranking above 57% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 79% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
Carolina West Wireless Fixed Wireless	25 / 3

May also be available: AT&T, T-Mobile, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Calhoun Trl

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures