Okaloosa County property record for 784 Bayou Dr, Destin, FL 32541
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,188 sqft · built 1972 |
| Lot Size | 0.715 acres (31,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $600,000 (Feb 2024) |
| Tax Bill | $5,632 (2025) |
| Deeds & Mortgages | Feb 2024 Sale Dec 2019 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | C56-000-590-0146-1 |
| Primary APN | C56-000-590-0146-1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,188 sqft Living Area |
| Gross Area | 2,772 sqft |
| 1st Floor Area | 2,188 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1972 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Wood |
| Lot Area | 31,134 sqft (0.715 acres) |
| Lot Width | 125 ft Width |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Driveway | Driveway |
| Porch | Florida Room |
| Porch Area | 264 sqft |
| Utility Building | 320 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 784 BAYOU DR |
|---|---|
| City | DESTIN |
| State | FL |
| Zip | 32541-1847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MORENO ACRES S/D LOT 5 BLK G |
| Legal Subdivision | MORENO ACRES S/D |
| Legal Block | G |
| Legal Lot Number | 5 |
| Jurisdiction | OKALOOSA FL |
| Township / Civil Division | FORT WALTON BEACH |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 23305 |
784 Bayou Dr is owned by two individuals who bought it in February 2024.
Source: Okaloosa County records, as of December 31, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4115 VENTURA CANYON AVE, SHERMAN OAKS, CA 91423-4327 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 28, 2024 | Warranty Deed, Transfer EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Dec 26, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 28, 2024 · Amount on File |
| Deed Sale | Feb 28, 2024 · Amount on File |
| Deed Document Number | 20243673486 |
| Prior Transfer Date | Dec 13, 2019 |
| Prior Transfer Doc | 0034351591 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Feb 28, 2024 |
| Property Address | 784 BAYOU DR, DESTIN, FL 32541-1847 |
| Document Number | 0003673486 |
| Map Reference | MB 2 PG 165 |
| Instrument Date | Feb 27, 2024 |
| Instrument | 3673486 |
| Transaction Type | Transfer |
| Record Updated | Mar 26, 2024 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $4,200.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 413 LEE LN, DESTIN, FL 32541-1948 |
| Name | Verified Name |
|---|---|
| Address | 4115 VENTURA CANYON AVE, SHERMAN OAKS, CA 91423-4327 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OKALOOSA FL |
| Recording Date | Dec 26, 2019 |
| Property Address | 784 BAYOU DR, DESTIN, FL 32541-1847 |
| Document Number | 0034351591 |
| Book / Page | 003435 / 001591 |
| Instrument Date | Dec 13, 2019 |
| Instrument | 3326349 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 413 LEE LN DESTIN FL 325411948, DESTIN, FL 32541-1948 |
The 2025 property tax bill for 784 Bayou Dr was $5,632.
Source: Okaloosa County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Okaloosa County |
| Municipality | Destin City |
| Unified School District | Okaloosa County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,632.00 | $475,541 Land $185,619 Building $289,922 | $475,541 Land $185,619 Building $289,922 |
| 2023 | $1,018.00 (-0.2%) Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $190,617 (+3%) | $443,560 (+9.84%) Land $168,422 Building $275,138 |
| 2022 | $1,020.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption Widower's exemption | $185,065 | $403,820 Land $153,111 Building $250,709 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 784 Bayou Dr in Zone X, an area of minimal flood risk, though there have been 65 flood claims nearby since 1991.
Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 156 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 258 units insured incl. 102 condo units |
| Nearby Flood Claims | 65 (1991–2021) |
| Claims Outside the SFHA | 43 of 65 |
| Most Recent Claim | Jun 2021 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 784 Bayou Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DESTIN WATER USERS, INC. private · serves 31,752 people · EPA ID FL1460202 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jan 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| LiveOak Fiber Fiber | 5,000 / 5,000 |
| AT&T Fiber · Fixed Wireless | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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