784 48th St S, Birmingham, AL 35222 Property Records

Jefferson County property record for 784 48th St S, Birmingham, AL 35222

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,762 sqft · built 1930
Lot Size	0.516 acres (22,484 sqft)
Owner	Individual Name on Record
Last Sale	$432,000 (Jun 2022)
Tax Bill	$4,051 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`23-00-28-3-002-023.000`

Property Details

APN / Parcel Number

Primary APN	`23-00-28-3-002-023.000`
Alternative APNs	`23283002023000RR00` `335976`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,762 sqft Living Area
Gross Area	3,939 sqft
1st Floor Area	1,762 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Effective Year Built	Effective 1982
Exterior Material	Brick
Foundation Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	22,484 sqft (0.516 acres)
Lot Dimensions	154 ft deep x 146 ft wide
Porch	Porch
Porch Area	144 sqft
Patio Area	135 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	335976
Old Parcel Number	23283002023000RR00
Street Address	784 48TH ST S
City	BIRMINGHAM
State	AL
Zip	35222-3438
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	LOTS 9-10 & 11 BLK 5 OF FOREST GROVE LD CO RESUR OF FOREST GROVE ADD TO BHAM
Legal Range	02W
Legal Township	17S
Legal Section	28
Legal Quarter	SW
Legal Subdivision	FOREST GROVE
Legal Block	5
Legal Lot Number	9-11 10
Jurisdiction	JEFFERSON AL
Township / Civil Division	BIRMINGHAM
Census Block Group	2
Census Block	2001
Census Tract	2306

Owner

Source: Jefferson County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	784 48TH ST S, BIRMINGHAM, AL 35222-3438
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 3, 2022	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK
Dec 22, 2021	Deed of Trust, Mortgage · Commercial Mortgage SERVISFIRST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 3, 2022 · Amount on Record
Deed Sale	Jun 3, 2022 · Amount on Record
Prior Sale	Dec 23, 1999 · Amount on Record
Deed Document Number	2022061502
Record Updated	Jun 8, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON AL
Recording Date	Jun 3, 2022
Property Address	784 48TH ST S, BIRMINGHAM, AL 35222-3438
Document Number	0000061502
Instrument Date	Jun 2, 2022
Instrument	2022061502
Transaction Type	Transfer
Record Updated	Jun 24, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 48TH ST S, BIRMINGHAM, AL 35222-3438

Mortgage

Document Number	0000061503
Date	Jun 3, 2022
Instrument	2022061503

Lender

Name	CADENCE BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.37%
Type Change Date	Jul 5, 2020

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON AL
Property Address	784 48TH ST S, BIRMINGHAM, AL 35222-3438
Transaction Type	Mortgage
Record Updated	Jan 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 48TH ST S, BIRMINGHAM, AL 35222-3438

Mortgage

Document Number	0000144822
Date	Dec 22, 2021
Instrument	2021144822

Lender

Name	SERVISFIRST BANK

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Birmingham City
County	Jefferson County
Unified School District	Birmingham City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,051.00 (+77.91%)	$55,880 (+22.76%)	$558,800 (+22.79%) Land $150,000 Building $408,800
2023		$45,520 Land $15,003 Building $30,517	$455,100 Land $150,000 Building $305,100
2022	$2,277.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective March 13, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1983–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Feb 2020 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 85% of Alabama
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CENTRAL ALABAMA WATER serves 653,322 people · EPA ID AL0000738
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75

May also be available: T-Mobile.

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