784 3rd St, Lake Oswego, OR 97034 Property Records

Clackamas County property record for 784 3rd St, Lake Oswego, OR 97034

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 4,138 sqft · built 2008
Lot Size	0.138 acres (6,000 sqft)
Owner	Individual Name on File
Last Sale	$2,200,000 (Jun 2026)
Tax Bill	$19,590 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2023 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`21E03DA05400`

Property Details

APN / Parcel Number

Primary APN	`21E03DA05400`
Alternative APN	`00194042`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	4,138 sqft Living Area

Exterior

Year Built	Built 2008
Effective Year Built	Effective 2008
Exterior Material	Logs
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,000 sqft (0.138 acres)

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Account Number	00194042
Street Address	784 3RD ST
City	LAKE OSWEGO
State	OR
Zip	97034-2350
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	29 1ST ADD TO OSWEGO LT 2 BLK 14
Legal Range	1E
Legal Township	2S
Legal Section	03
Legal Subdivision	1ST ADD TO OSWEGO
Legal Block	14
Legal Lot Number	2
Jurisdiction	CLACKAMAS OR
Township / Civil Division	NORTHWEST CLACKAMAS
Census Block Group	2
Census Block	2040
Census Tract	20102

Owner

Source: Clackamas County assessment roll, as of October 29, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 26, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 17, 2023	Intrafamily Transfer, Transfer
Jan 30, 2019	Deed of Trust, Mortgage · ARM US BANK NA
May 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 26, 2026 · Amount on Record
Deed Sale	Jun 26, 2026 · Amount on Record
Prior Sale	Aug 5, 2016 · Amount on Record
Deed Document Number	202627724
Prior Transfer Date	Apr 14, 2023
Prior Transfer Doc	0000012500
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLACKAMAS OR
Recording Date	Jun 26, 2026
Property Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350
Document Number	0000027724
Instrument Date	Jun 23, 2026
Instrument	202627724
Transaction Type	Transfer
Record Updated	Jul 7, 2026
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350

Mortgage

Document Number	0000027725,
Date	Jun 26, 2026
Instrument	202627725

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLACKAMAS OR
Recording Date	Apr 17, 2023
Property Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350
Document Number	0000012500
Instrument Date	Apr 14, 2023
Instrument	2023-012500
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATL TITLE OF OREGO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004895
Date	Jan 30, 2019
Instrument	2019-004895

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.62%
Type Change Date	Feb 1, 2029
Change Frequency	Annually
Min Rate At Change	2.75%
Max Rate At Change	8.62%
Index	1-Year CMT
Max Rate	8.62%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CLACKAMAS OR
Property Address	784 3RD ST, LAKE OSWEGO, OR 97034-2350
Transaction Type	Mortgage
Record Updated	Aug 26, 2022
Title Company	FIDELITY NATIONAL TTL OF OR

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000050624
Date	May 20, 2021
Instrument	2021-050624

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

Source: Clackamas County assessment roll, as of October 29, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Clackamas County
Municipality	Lake Oswego City
Unified School District	Lake Oswego School District 7J (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$19,590.00 (+5.85%)	$1,022,348 (+6.09%)	$2,087,682 (+8.34%) Land $501,982 Building $1,585,700
2023	$18,508.00	$963,662	$1,926,926 Land $459,776 Building $1,467,150

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 27 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	27 in force
Nearby Flood Claims	1 (1996)
Most Recent Claim	Feb 1996 · High Winds, Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKE OSWEGO MUNICIPAL WATER serves 40,000 people · EPA ID OR4100457
Water Source	Purchased surface water from LAKE OSWEGO - TIGARD WATER SUPPLY
Last State Inspection	Oct 2025
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Lumen Technologies Fiber · DSL in parts of the area	2,000 / 1,000
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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