784 15th St, Oakland, CA 94612 Property Records

Alameda County property record for 784 15th St, Oakland, CA 94612

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 987 sqft · built 1895
Lot Size	0.045 acres (1,981 sqft)
Owner	Trust Name on File
Last Sale	$150,000 (Nov 2009)
Tax Bill	$4,380 (2025)
Deeds & Mortgages	Jan 2020 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-77-39`

Property Details

APN / Parcel Number

Primary APN	`3-77-39`
Alternative APN	`003-0077-039-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	987 sqft Living Area

Exterior

Year Built	Built 1895
Architectural Style	Other
Construction Type	Wood
Lot Area	1,981 sqft (0.045 acres)

Location & Zoning

Street Address	784 15TH ST
City	OAKLAND
State	CA
Zip	94612-1056
Property Category	Residential
Property Type	Residential > Single Family > Home
Jurisdiction	ALAMEDA CA
Township / Civil Division	OAKLAND
Census Block Group	2
Census Block	2029
Census Tract	402700

Owner

Source: Alameda County records · APN 3-77-39

Assessment roll updated July 1, 2025 · Last verified October 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on File
Co-owner	Verified Secondary Owner
Mailing Address	784 15TH ST, OAKLAND, CA 94612-1056
Occupancy	Owner Occupied
Owner Type	Individual, Secondary Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2009 · Amount on Record
Deed Sale	Nov 17, 2009 · Amount on Record
Prior Sale	Nov 17, 2009 · Amount on Record
Deed Document Number	0000361782
Last Transfer Date	Jan 15, 2020
Transfer Doc	0000009643
Record Updated	Jun 08, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ALAMEDA CA
Recording Date	Jan 15, 2020
Property Address	784 15TH ST, OAKLAND, CA 94612-1056
Document Number	0000009643
Map Reference	MB 280 PG 43&44
Instrument Date	Sep 17, 2019
Instrument	2020009643
Transaction Type	Transfer
Record Updated	Aug 19, 2021
Title Company	FNC TITLE OF CALIFORNIA

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	784 15TH ST, OAKLAND, CA 94612-1056

Mortgage

Document Number	0000009644
Date	Jan 15, 2020
Instrument	2020009644

Lender

Name	COMMERCE HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3.96%
Type Change Date	Dec 01, 2020
Change Frequency	Annually
Index	1-Year LIBOR

Tax Assessment & Valuation

Source: Alameda County records · Assessment roll updated July 1, 2025 · Last verified October 2025

Property Jurisdictions

Type	Name
State	California
County	Alameda County
Municipality	Oakland City
Unified School District	Oakland Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$4,380.00 (+2.24%) Homeowner's exemption	$193,608 (+4.04%) Land $58,082 Building $135,526
2023	$4,284.00 Homeowner's exemption	$186,092 Land $55,827 Building $130,265

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 25, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2000)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2000 · rainfall accumulation

Wildfire

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
Unwired Fixed Wireless	300 / 25
Etheric Communications, LLC. Fixed Wireless	250 / 100
T-Mobile USA Fixed Wireless	100 / 20

May also be available: California Internet, Google Fiber.

Based on FCC filings for 883 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	EAST BAY MUD serves 1,468,000 people
Water Source	Surface water
Last State Inspection	Dec 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.