784 10th St, Charleston, IL 61920 Property Records

Coles County property record for 784 10th St, Charleston, IL 61920

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,920 sqft · built 1917
Lot Size	0.17 acres (7,405 sqft)
Owner	Individual Name on Record
Last Sale	$300 (Apr 2019)
Tax Bill	$1,571 (2025)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Dec 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-1-04955-000`

Property Details

APN / Parcel Number

Primary APN	`02-1-04955-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,920 sqft Base Area
1st Floor Area	1,920 sqft
Basement Area	1,082 sqft
Unfinished Basement	1,082 sqft

Exterior

Year Built	Built 1917
Effective Year Built	Effective 1917
Lot Area	7,405 sqft (0.17 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Carport
Garage Area	242 sqft
Carport	Carport
Carport Area	242 sqft

Location & Zoning

Street Address	784 10TH ST
City	CHARLESTON
State	IL
Zip	61920-2103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	J H BAILS SUBD OF LOT 3 OF E1/2 SW1/4 ASSRS SUBD LOT 1 SW 1/4 SEC 11 T12N R09E
Legal Range	09E
Legal Township	12N
Legal Section	11
Legal Subdivision	J H BAILS SUBD
Legal Lot Number	1,3
Jurisdiction	COLES IL
Township / Civil Division	CHARLESTON
Census Block Group	6
Census Block	6042
Census Tract	500

Owner

Source: Coles County records, as of June 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	784 10TH ST, CHARLESTON, IL 61920-2103
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2019	Special Warranty Deed, Transfer · Conventional Mortgage PRAIRIE STATE BANK & TRUST
Dec 26, 2018	Warranty Deed, Transfer
Apr 26, 2019	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 26, 2019 · Amount on Record
Deed Sale	Apr 26, 2019 · Amount on Record
Prior Sale	Apr 9, 2019 · Amount on Record
Deed Document Number	2019781315
Record Updated	Sep 20, 2026

April 2019: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 9, 2019
Property Address	784 10TH ST, CHARLESTON, IL 61920-2103
Document Number	201900781055
Instrument Date	Mar 12, 2019
Instrument	201900781055
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$40.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	784 10TH ST, CHARLESTON, IL 61920-2103

Mortgage

Document Number	201900781056
Date	Apr 9, 2019
Instrument	201900781056

Lender

Name	PRAIRIE STATE BANK & TRUST

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Dec 26, 2018
Property Address	784 10TH ST, CHARLESTON, IL 61920-2103
Document Number	201800779583
Map Reference	IN 667867
Instrument Date	Dec 17, 2018
Instrument	201800779583
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8742 LUCENT BLVD STE 300, 300, HIGHLANDS RANCH, CO 80129-2386

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLES IL
Recording Date	Apr 26, 2019
Property Address	784 10TH ST, CHARLESTON, IL 61920-2103
Document Number	201900781315
Instrument Date	Sep 16, 2017
Instrument	201900781315
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	520 JACKSON AVE, CHARLESTON, IL 61920-2030

Tax Assessment & Valuation

Source: Coles County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Coles County
County Subdivision	Charleston Township
Municipality	Charleston City
Unified School District	Charleston Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,571.00 (-46.03%)	$21,575 (+20.67%) Land $2,670 Building $18,905	$64,725 (+20.67%) Land $8,010 Building $56,715
2023		$17,880 Land $2,213 Building $15,667	$53,640 Land $6,639 Building $47,001
2020	$2,911.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 18, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	11 (1996–2018)
Most Recent Claim	Apr 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLESTON serves 17,286 people · EPA ID IL0290100
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 452 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Fidium Fiber Fiber · DSL in parts of the area	2,000 / 2,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

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