St. Clair County property record for 7839 River Rd, Cottrellville, MI 48039
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 8,680 sqft · built 1999 |
| Lot Size | 0.82 acres (35,719 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $15,330 (2025) |
| Deeds & Mortgages | Oct 2021 Transfer Jun 2020 Transfer + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 74-17-758-0082-100 |
| Primary APN | 74-17-758-0082-100 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 8,680 sqft Living Area |
| 1st Floor Area | 3,962 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Lot Area | 35,719 sqft (0.82 acres) |
| Lot Dimensions | 420 ft deep x 85 ft wide |
| Garage Area | 864 sqft |
| Parking Spaces | 3 Parking Spaces |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7839 RIVER RD |
|---|---|
| City | COTTRELLVILLE |
| State | MI |
| Zip | 48039-3337 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | N 85' OF LOT 65 SUPERVISOR'S COTTRELL PLAT |
| Legal Subdivision | SUPERVISORS COTTRELL PLAT |
| Legal Lot Number | 65 |
| Legal Unit | 65 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | COTTRELLVILLE |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 645000 |
7839 River Rd is owner-occupied and held in a trust since October 2021.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 7839 RIVER RD, COTTRELLVILLE, MI 48039-3337 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Oct 1, 2021 | Intrafamily Transfer, Transfer |
| Jun 22, 2020 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Aug 28, 2017 | Warranty Deed, Transfer ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 1, 2021 |
| Transfer Doc | 5429114 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 1, 2021 |
| Property Address | 7839 RIVER RD, COTTRELLVILLE, MI 48039-3337 |
| Document Number | 5429114 |
| Book / Page | 5429 / 114 |
| Map Reference | LB 51 PG 31&32 |
| Instrument Date | Oct 1, 2021 |
| Instrument | 2021027866 |
| Transaction Type | Transfer |
| Record Updated | Oct 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3905 SE 19TH AVE, CAPE CORAL, FL 33904-5088 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Jun 22, 2020 |
| Property Address | 7839 RIVER RD, COTTRELLVILLE, MI 48039-3337 |
| Document Number | 0052020917 |
| Book / Page | 005202 / 000917 |
| Instrument Date | Jun 17, 2020 |
| Transaction Type | Transfer |
| Record Updated | Jul 8, 2020 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 3905 SE 19TH AVE CAPE CORAL FL 339045088, CAPE CORAL, FL 33904-5088 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Aug 28, 2017 |
| Property Address | 7839 RIVER RD, COTTRELLVILLE, MI 48039-3337 |
| Document Number | 0048620821 |
| Book / Page | 004862 / 000821 |
| Instrument Date | Aug 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2017 |
| Title Company | ATA NATIONAL TITLE GROUP LLC, ATA NAT'L TITLE GROUP LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $8,170.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3905 SE 19TH AVE CAPE CORAL FL 339045088, CAPE CORAL, FL 33904-5088 |
The 2025 property tax bill for 7839 River Rd was $15,330 with a homeowner's exemption, up 7.4% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Cottrellville Township |
| Unified School District | East China School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $789,000 (+1.96%) | $1,578,000 | |
| 2025 | $15,330.00 (+7.42%) Homeowner's exemption | $773,800 | |
| 2024 | $14,271.00 | $1,547,600 | |
| 2023 | $678,300 | ||
| 2022 | $13,412.00 | $1,356,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7839 River Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 30 policies |
| Nearby Flood Policies | 30 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7839 River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 83% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ALGONAC serves 4,110 people · EPA ID MI0000110 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2026 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 76 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G and 4G LTE (outdoors only)
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