7839 Gardner Rd, Georgetown, OH 45121 Property Records

Brown County property record for 7839 Gardner Rd, Georgetown, OH 45121

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,690 sqft · built 2004
Lot Size	7.09 acres (308,840 sqft)
Owner	2 Individual Names on Record
Last Sale	$22,000 (Dec 2009)
Tax Bill	$4,900 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-041780-35-00`

Property Details

APN / Parcel Number

Primary APN	`21-041780-35-00`
Alternative APN	`016808-0`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,690 sqft Living Area
1st Floor Area	2,102 sqft
Attic	Attic
Attic Area	1,225 sqft
Basement Area	2,086 sqft
Unfinished Basement	2,086 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Construction Type	Brick
Lot Area	308,840 sqft (7.09 acres)
Garage Area	650 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	156 sqft
Deck Area	208 sqft
Lean-To	320 sqft
Pole Barn	960 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	016808-0
Street Address	7839 GARDNER RD
City	GEORGETOWN
State	OH
Zip	45121-8798
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S 1664 7.09 A LAND LEWIS TWP GEORGETOWN EVSD
Legal Subdivision	R MEADES M S #1664
Jurisdiction	BROWN OH
Township / Civil Division	LEWIS
Census Block Group	4
Census Block	4012
Census Tract	951900

Owner

Source: Brown County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7839 GARDNER RD, GEORGETOWN, OH 45121-8798
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BANK
Mar 19, 2020	Deed of Trust, Mortgage FIFTH THIRD BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 11, 2009 · Amount on Record
Deed Sale	Dec 11, 2009 · Amount on Record
Deed Document Number	20096650
Deed Book / Page	389 / 321
Record Updated	Jun 8, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	7839 GARDNER RD, GEORGETOWN, OH 45121-8798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000193
Date	Jan 13, 2020
Book Page	498/5662
Instrument	202000000193

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45227

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BROWN OH
Property Address	7839 GARDNER RD, GEORGETOWN, OH 45121-8798
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001401
Date	Mar 19, 2020
Book Page	500/124
Instrument	202000001401

Lender

Name	FIFTH THIRD BANK
Type	Bank
Address	CINCINNATI, OH 45253

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Feb 25, 2050

Tax Assessment & Valuation

Source: Brown County assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Brown County
County Subdivision	Lewis Township
Unified School District	Georgetown Exempted Village School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,900.00	$152,370 (-) Land $20,690 Building $131,680
2024	$4,900.00 (+36.19%) Homeowner's exemption	$152,370 (+46.19%) Land $20,690 Building $131,680	$435,350 (+46.19%) Land $59,110 Building $376,240
2023	$3,598.00 (-0.03%) Homeowner's exemption	$104,230 (-) Land $14,220 Building $90,010
2022	$3,599.00 Homeowner's exemption	$104,230 Land $14,220 Building $90,010
2021			$297,790 Land $40,620 Building $257,170

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	14 (1978–2025)
Claims Outside the SFHA	5 of 14
Most Recent Claim	Apr 2025 · river or lake flooding
Claims by Event	Severe Storms And Flooding, Mar 1997 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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