7838 Riverview Rd, Westover, MD 21871 Property Records

Somerset County property record for 7838 Riverview Rd, Westover, MD 21871

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,220 sqft · built 1987
Lot Size	0.76 acres (33,105 sqft)
Owner	2 Individual Names on Record
Last Sale	$18,000 (May 1986)
Tax Bill	$2,662 (2026)
Deeds & Mortgages	Jul 2019 Mortgage Jun 2019 Transfer
Flood Zone	Zone AE (high risk)
APN	`06-095372`

Property Details

APN / Parcel Number

Primary APN	`06-095372`
Alternative APNs	`6095372` `095372`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,220 sqft Total Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	33,105 sqft (0.76 acres)
View / Lot	Waterfront
Garage Type	Detached
Garage Area	620 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Porch
Porch Area	200 sqft
Deck Area	40 sqft
Boat Access	Boat Access
Boat House	50 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	095372
Street Address	7838 RIVERVIEW RD
City	WESTOVER
State	MD
Zip	21871-4336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MRC
Legal Description	0.76 ACRE LT 1 PL 356/344 W/S'A'HILL RD RUMBLEY
Legal Subdivision	JACK M & ELEANOR G GAY LANDS
Legal Lot Number	1
Jurisdiction	SOMERSET MD
Township / Civil Division	6, FAIRMOUNT
Census Block Group	3
Census Block	3061
Census Tract	930800

Owner

Source: Somerset County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7838 RIVERVIEW RD, WESTOVER, MD 21871-4336
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIRST SHR FED'L S&L ASSN
Jun 11, 2019	Quit Claim Deed, Transfer MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 1986 · Amount on Record
Deed Sale	May 22, 1986 · Amount on Record
Prior Sale	Jan 9, 1986 · Amount on Record
Deed Book / Page	358 / 985
Last Transfer Date	Dec 4, 2024
Transfer Doc	0013800254
Record Updated	Oct 29, 2026

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERSET MD
Property Address	7838 RIVERVIEW RD, WESTOVER, MD 21871-4336
Document Number	0010470001
Instrument Date	Jul 15, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7838 RIVERVIEW RD WESTOVER MD 218714336, WESTOVER, MD 21871-4336

Mortgage

Document Number	0010470001
Date	Jul 24, 2019
Book Page	001047/000001

Lender

Name	FIRST SHR FED'L S&L ASSN
Type	Federal Savings Bank
Address	SALISBURY, MD 21801

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2034

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERSET MD
Recording Date	Jun 11, 2019
Property Address	7838 RIVERVIEW RD, WESTOVER, MD 21871-4336
Document Number	0010390149
Book / Page	001039 / 000149
Instrument Date	Jun 1, 2019
Transaction Type	Transfer
Record Updated	Jun 24, 2019
Title Company	MID-ATLANTIC TITLE AND ESCROW COMPANY, MID-ATLANTIC TITLE & ESCROW CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7838 RIVERVIEW RD WESTOVER MD 218714336, WESTOVER, MD 21871-4336

Tax Assessment & Valuation

Source: Somerset County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Somerset County
Unified School District	Somerset County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,662.00 (+11.1%)	$239,467 (+11.1%)	$263,400 (-) Land $109,300 Building $154,100
2025	$2,396.00 (+17.8%)	$215,533 (+17.82%)	$263,400 (+37.47%) Land $109,300 Building $154,100
2023	$2,034.00	$182,933	$191,600 Land $80,500 Building $111,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	7.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 120 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	120 in force
Nearby Flood Claims	13 (2012–2024)
Most Recent Claim	Mar 2024 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 90% of the US · above 98.8% of Maryland
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FAIRMOUNT serves 750 people · EPA ID MD0190012
Water Source	Groundwater
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bloosurf Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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