7838 Monarch Ct, Delray Beach, FL 33446 Property Records

Palm Beach County property record for 7838 Monarch Ct, Delray Beach, FL 33446 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,229 sqft · built 2001
Lot Size	0.133 acres (5,798 sqft)
Owner	2 Individual Names on File
Last Sale	$435,000 (Dec 2019)
Tax Bill	$10,635 (2025)
Deeds & Mortgages	Jan 2022 Transfer Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`00-42-46-09-14-000-3170`

Property Details

APN / Parcel Number

Primary APN	`00-42-46-09-14-000-3170`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,229 sqft Living Area
Gross Area	2,911 sqft
1st Floor Area	2,229 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Concrete Block
Construction Type	Masonry / Concrete Block
Roof Type	Wood Truss
Roof Material	Concrete
Lot Area	5,798 sqft (0.133 acres)
Garage Type	Attached
Garage Area	465 sqft
Porch	Finished Screened Porch
Porch Area	217 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	7838 MONARCH CT
City	DELRAY BEACH
State	FL
Zip	33446-3666
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	POLO TRACE 2 PL 4 LT 317
Legal Range	42E
Legal Township	46S
Legal Section	09
Legal Subdivision	POLO TRACE
Legal Lot Number	317
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	1
Census Block	1000
Census Tract	5955

Owner

Source: Palm Beach County records · APN 00-42-46-09-14-000-3170

Assessment roll updated December 10, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Dec 06, 2019	Warranty Deed, Transfer · Conventional with PMI BAY EQUITY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 06, 2019 · Amount on Record
Deed Sale	Dec 06, 2019 · Amount on Record
Prior Sale	Jun 08, 2015 · Amount on Record
Deed Document Number	2019445902
Deed Book / Page	31072 / 1959
Last Transfer Date	Jan 07, 2022
Transfer Doc	0332350373
Record Updated	Jun 08, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PALM BEACH FL
Recording Date	Jan 20, 2022
Property Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666
Document Number	0332350373
Book / Page	33235 / 373
Map Reference	MB 89 PG 51
Instrument Date	Jan 07, 2022
Instrument	20220029443
Transaction Type	Transfer
Record Updated	Feb 14, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALM BEACH FL
Property Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666
Transaction Type	Mortgage
Record Updated	Nov 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666

Mortgage

Document Number	0330020410
Date	Oct 28, 2021
Book Page	33002/410
Instrument	20210497095

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Dec 06, 2019
Property Address	7838 MONARCH CT, DELRAY BEACH, FL 33446-3666
Document Number	0310721959
Book / Page	031072 / 001959
Instrument Date	Nov 26, 2019
Instrument	445902
Transaction Type	Transfer
Record Updated	Jan 02, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,045.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7838 MONARCH CT DELRAY BEACH FL 334463666, DELRAY BEACH, FL 33446-3666

Mortgage

Document Number	310721962
Date	Dec 06, 2019
Book Page	031072/001962
Instrument	445903

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	CORTE MADERA, CA 94925

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 05, 2049

Tax Assessment & Valuation

Source: Palm Beach County records · Assessment roll updated December 10, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,635.00 (+67.53%)	$665,851 (+68.2%)	$665,851 (+13.11%) Land $286,307 Building $379,544
2024	$6,348.00 (+2.5%)
2023	$6,193.00 (-0.32%) Homeowner's exemption Widower's exemption	$395,877 (+3%)	$588,685 (+15.01%) Land $255,632 Building $333,053
2022	$6,213.00 Homeowner's exemption Widower's exemption	$384,347	$511,876 Land $196,350 Building $315,526

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Palm Beach County (12099C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120990059551, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 156 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	156 in force
Nearby Flood Claims	9 (2014–2018)
Claims Outside the SFHA	9 of 9
Most Recent Claim	Oct 2018, other causes

Wildfire

Wildfire Risk	Moderate above 49% of the US · above 19% of Florida
Wildfire Likelihood	About 1 in 1,613 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 39 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	1,200 / 35
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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