78378 Cloud Ln, Hermiston, OR 97838 Property Records

Umatilla County property record for 78378 Cloud Ln, Hermiston, OR 97838

Property Summary

Property Type	Mobile Home
Details	3 bd · 2 ba · 1,512 sqft · built 1995
Lot Size	6.01 acres (261,796 sqft)
Owner	Individual Name on File
Tax Bill	$2,908 (2023)
Deeds & Mortgages	Nov 2022 Line of Credit Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`4N2821B001300`

Property Details

APN / Parcel Number

Primary APN	`4N2821B001300`
Alternative APNs	`122303.00` `122303`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,512 sqft Finished Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1995
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	261,796 sqft (6.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	122303
Old Parcel Number	122303.00
Street Address	78378 CLOUD LN
City	HERMISTON
State	OR
Zip	97838-8474
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	RR-4
Legal Description	PARCEL 2 PARTITION PLAT 1996-37
Legal Range	28E
Legal Township	04N
Legal Section	21
Legal Quarter	NW
Legal Subdivision	PARTITION PLAT 1996-37
Jurisdiction	UMATILLA OR
Township / Civil Division	HERMISTON-UMATILLA
Census Block Group	1
Census Block	1005
Census Tract	951100

Owner

Source: Umatilla County records · APN 4N2821B001300

Assessment roll updated September 30, 2023 · Last verified March 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	995 JUANITA AVE, HERMISTON, OR 97838-9617
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 04, 2022	Deed of Trust, Mortgage · Line of Credit BANNER BANK
Sep 15, 2021	Warranty Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Sep 15, 2021
Transfer Doc	20217280438
Record Updated	Jun 07, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UMATILLA OR
Property Address	78378 CLOUD LN, HERMISTON, OR 97838-8474
Transaction Type	Mortgage
Record Updated	May 09, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	78378 CLOUD LN, HERMISTON, OR 97838-8474
Investor	Possibly a Property Investor

Mortgage

Document Number	20227490044
Date	Nov 04, 2022
Instrument	2022-7490044

Lender

Name	BANNER BANK
Type	Bank
Address	HERMISTON, OR 97838

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	299 Months
Due	Oct 28, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	UMATILLA OR
Recording Date	Sep 15, 2021
Property Address	78378 CLOUD LN, HERMISTON, OR 97838-8474
Document Number	20217280438
Map Reference	DOC 1996-224537
Instrument Date	Sep 14, 2021
Instrument	2021-7280438
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	PIONEER TITLE COMPANY, PIONEER TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	78378 CLOUD LN, 78378, HERMISTON, OR 97838-8474

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	995 JUANITA AVE, HERMISTON, OR 97838-9617
Investor	Possibly a Property Investor

Mortgage

Document Number	20217280439
Date	Sep 15, 2021
Instrument	2021-7280439

Lender

Name	AMERICAN PACIFIC MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2051

Tax Assessment & Valuation

Source: Umatilla County records · Assessment roll updated September 30, 2023 · Last verified March 2024

Property Jurisdictions

Type	Name
State	Oregon
County	Umatilla County
Unified School District	Hermiston School District 8 (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,908.00	$186,540 Land $148,570 Building $37,970	$330,480 Land $238,530 Building $91,950

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 2, 2016 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 97% of the US · lower than 99.3% of Oregon
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 11 locations within half a mile of this property.

Nearby Properties on Cloud Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures