San Bernardino County property record for 7837 Hemlock Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 1,392 sqft · built 1981 |
| Lot Size | 0.434 acres (18,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,151 (2025) |
| Deeds & Mortgages | Nov 2022 Reverse Mortgage Sep 2021 Reverse Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0409-172-09-0000 |
| Primary APN | 0409-172-09-0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,392 sqft Living Area |
| 1st Floor Area | 1,392 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 1981 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Built-Up Asphalt |
| Lot Area | 18,900 sqft (0.434 acres) |
| Lot Dimensions | 180 ft deep x 105 ft wide |
| Porch | Patio/Porch |
| Porch Area | 225 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Floor/Wall Furnace |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 7837 HEMLOCK AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-4119 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 4839 LOT 133 TR NO 4839 WESTERN WOODS NO 4 LOT 133 EX WATER RTS AND EX 1/2 INT MIN RTS WITHOUT SURFACE ENTRY |
| Legal Subdivision | TRACT 4839 |
| Legal Tract | 4839 |
| Legal Block | 3 |
| Legal Lot Number | 133 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10023 |
7837 Hemlock Ave is owned and occupied by an individual who acquired it in January 2025.
Source: San Bernardino County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7837 HEMLOCK AVE, HESPERIA, CA 92345-4119 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 1, 2022 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Sep 1, 2021 | Deed of Trust, Mortgage · Reverse Mortgage AMERICAN ADVISORS GROUP |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 1, 2024 |
| Deed Sale | Aug 1, 2024 |
| Deed Document Number | 2024181959 |
| Last Transfer Date | Jan 14, 2025 |
| Transfer Doc | 0000012611 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7837 HEMLOCK AVE, HESPERIA, CA 92345-4119 |
| Transaction Type | Mortgage |
| Record Updated | Nov 14, 2022 |
| Name | Verified Name |
|---|---|
| Address | 7837 HEMLOCK AVE, HESPERIA, CA 92345-4119 |
| Document Number | 0000361495 |
|---|---|
| Date | Nov 1, 2022 |
| Instrument | 2022-0361495 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.95% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Dec 1, 2022 |
| Change Frequency | Monthly |
| Index | 1-Year T-Bill |
| Max Rate | 11.9% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 7837 HEMLOCK AVE, HESPERIA, CA 92345-4119 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2021 |
| Title Company | TIMIOS TITLE INC, TIMIOS TITLE |
| Name | Verified Name |
|---|---|
| Address | 7837 HEMLOCK AVE, HESPERIA, CA 92345-4119 |
| Document Number | 0000397226 |
|---|---|
| Date | Sep 1, 2021 |
| Instrument | 2021-0397226 |
| Name | AMERICAN ADVISORS GROUP |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92612 |
| Type | Reverse Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 912 Months |
| Due | Sep 8, 2097 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.17% |
| Type Change Date | Oct 1, 2021 |
| Change Frequency | Annually |
| Index | 1-Year LIBOR |
The 2025 property tax bill for 7837 Hemlock Ave was $1,151.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $382,500 (+283.6%) Land $102,000 Building $280,500 | |
| 2025 | $1,151.00 | $99,714 Land $13,872 Building $85,842 |
| 2023 | $1,042.00 (+2.36%) Homeowner's exemption | $95,842 Land $13,333 Building $82,509 |
| 2022 | $1,018.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7837 Hemlock Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7837 Hemlock Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 211 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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