7836 Howell Rd, Sneads, FL 32460 Property Records

Jackson County property record for 7836 Howell Rd, Sneads, FL 32460

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,620 sqft · built 2020
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,578 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Feb 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-4N-07-0000-0090-0010`

Property Details

APN / Parcel Number

Primary APN	`16-4N-07-0000-0090-0010`
Alternative APN	`07 N 416000000900010`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,620 sqft Living Area
Gross Area	2,344 sqft
1st Floor Area	1,620 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Bungalow
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	174,240 sqft (4 acres)
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Septic
Water Source	Cistern

Location & Zoning

Street Address	7836 HOWELL RD
City	SNEADS
State	FL
Zip	32460-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	OR 1211 P 841 OR 1287 P 852 OR 1395 P 501 OR 1424 P 73 COMM AT INTERS OF W RTWY OF RIVER RD WITH N RTWY OF HOWELL RD (AKA EL BETHAL RD) AS DESCRIBED IN OR 466 P 3, RUN W ALONG N RTWY 144.49 FT TO BEGIN, W 490.48 FT, N 183.29 FT, N 203.3 FT, E 409.88
Legal Range	07W
Legal Township	04N
Legal Section	16
Legal Block	10
Legal Lot Number	90
Jurisdiction	JACKSON FL
Township / Civil Division	SNEADS
Census Block Group	1
Census Block	1036
Census Tract	210902

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 4, 2026	Deed of Trust, Mortgage · Line of Credit FIRST CREDIT UNION
Feb 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST COMMERCE CU
Mar 5, 2020	Loan Modification, Mortgage · Conventional Mortgage FIRST FED'L SVGS BK
Feb 25, 2019	Intrafamily Transfer, Transfer · FHA Mortgage FIRST FEDERAL BANK
Feb 25, 2019	Correction Deed MARIANNA TITLE SERVICES INC, MARIANNA TITLE SVCS INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 25, 2019
Deed Sale	Feb 25, 2019
Prior Sale	Jul 22, 2016 · Amount on Record
Deed Document Number	20192612
Deed Book / Page	1600 / 102
Prior Transfer Date	Feb 22, 2019
Prior Transfer Doc	0016000102
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Recording Date	Sep 4, 2026
Property Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Document Number	0000010856
Book / Page	1940 / 483
Instrument Date	Aug 26, 2026
Instrument	202610856
Transaction Type	Mortgage
Record Updated	Oct 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7836 HOWELL RD, SNEADS, FL 32460-3816

Mortgage

Document Number	0000010856,
Date	Sep 4, 2026
Book Page	1940/483
Instrument	202610856

Lender

Name	FIRST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 26, 2056

Interest

Max Rate	-1%

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON FL
Property Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Transaction Type	Mortgage
Record Updated	May 9, 2022
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0016830776
Date	Feb 10, 2021
Book Page	1683/776
Instrument	202132001629

Lender

Name	FIRST COMMERCE CU
Type	Credit Union
Address	TALLAHASSEE, FL 32317

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2036

March 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON FL
Property Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Document Number	0016430097
Instrument Date	Mar 5, 2020
Transaction Type	Mortgage
Record Updated	Jun 5, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	PO BOX 737 SNEADS FL 324600737, SNEADS, FL 32460-0737

Mortgage

Document Number	0016430097
Date	Mar 6, 2020
Book Page	001643/000097
Instrument	32002553

Lender

Name	FIRST FED'L SVGS BK
Type	Federal Savings Bank
Address	LAKE CITY, FL 32055

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2050

Interest

Rate Type	Fixed Rate
Rate	4.75%

February 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JACKSON FL
Recording Date	Feb 25, 2019
Property Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Document Number	0016000102
Book / Page	1600 / 0102
Instrument Date	Feb 22, 2019
Instrument	201932002612
Transaction Type	Transfer
Record Updated	May 9, 2022
Title Company	MARIANNA TITLE SERVICES INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 737, SNEADS, FL 32460-0737

Mortgage

Document Number	201932002613
Date	Feb 25, 2019
Instrument	201932002613

Lender

Name	FIRST FEDERAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	373 Months
Due	Mar 1, 2050

February 2019: Correction Deed

Document Type	Correction Deed
Jurisdiction	JACKSON FL
Recording Date	Feb 25, 2019
Property Address	7836 HOWELL RD, SNEADS, FL 32460-3816
Document Number	0016000100
Book / Page	001600 / 000100
Instrument Date	Feb 22, 2019
Instrument	32002611
Record Updated	Mar 26, 2019
Title Company	MARIANNA TITLE SERVICES INC, MARIANNA TITLE SVCS INC

Transaction

Amount	Amount Recorded
Tax	$0.70

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7836 HOWELL RD SNEADS FL 32460, SNEADS, FL 32460

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Jackson County
Unified School District	Jackson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,578.00 (+3.2%) Homeowner's exemption	$158,785 (+2.9%)	$225,582 (-0.92%) Land $24,000 Building $201,582
2024	$1,529.00 (+6.18%) Homeowner's exemption	$154,310 (+3%)	$227,682 (+6.94%) Land $24,000 Building $203,682
2023	$1,440.00 (+10.43%) Homeowner's exemption	$149,816 (+3%)	$212,912 (+22.07%) Land $24,000 Building $188,912
2022	$1,304.00 Homeowner's exemption	$145,452	$174,416 Land $22,000 Building $152,416

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 76% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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