Hamilton County property record for 7832 Opal Dr, Chattanooga, TN 37416
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,960 sqft · built 1970 |
| Lot Size | 0.496 acres (21,631 sqft) |
| Owner | 2 Owner Names on File |
| Tax Bill | $923 (2025) |
| Deeds & Mortgages | Sep 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 129F K 006 |
| Primary APN | 129F K 006 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,960 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1972 |
| Exterior Material | Wood Shingle |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 21,631 sqft (0.496 acres) |
| Lot Dimensions | 188 ft deep x 115 ft wide |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0000055234 |
|---|---|
| Street Address | 7832 OPAL DR |
| City | CHATTANOOGA |
| State | TN |
| Zip | 37416-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LOT 37 WASHINGTON HILLS UNIT NO 6 PB 23 PG 13 |
| Legal Subdivision | WASHINGTON HILLS UNI |
| Legal Lot Number | 37 |
| Legal Unit | 6 |
| Jurisdiction | HAMILTON TN |
| Township / Civil Division | 5 |
| Census Block Group | 4 |
| Census Block | 4005 |
| Census Tract | 11402 |
The current owner of 7832 Opal Dr acquired it in October 2013.
Source: Hamilton County records, as of December 31, 2025
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 7832 OPAL DR, CHATTANOOGA, TN 37416-2420 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Oct 29, 2013 |
| Transfer Doc | 0000000135 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON TN |
| Property Address | 7832 OPAL DR, CHATTANOOGA, TN 37416-2420 |
| Document Number | 0922000042 |
| Instrument Date | Sep 14, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO |
| Name | Verified Name |
|---|---|
| Address | 7832 OPAL DR CHATTANOOGA TN 374162420, CHATTANOOGA, TN 37416-2420 |
| Document Number | 0922000042 |
|---|---|
| Date | Sep 22, 2020 |
| Book Page | 012159/000741 |
| Instrument | 200922000042 |
| Name | MERIDIAN HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | WESTMINSTER, MD 21157 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 21, 2050 |
The 2025 property tax bill for 7832 Opal Dr was $923, up 7.6% from the year before.
Source: Hamilton County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Hamilton County |
| Municipality | Chattanooga City |
| Unified School District | Hamilton County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $923.00 (+7.58%) | $60,925 (+58.76%) | $243,700 (+58.76%) Land $60,000 Building $183,700 |
| 2024 | $858.00 | $38,375 (-) | $153,500 (-) Land $30,000 Building $123,500 |
| 2023 | $858.00 | $38,375 (-) | $153,500 (-) Land $30,000 Building $123,500 |
| 2022 | $858.00 | $38,375 | $153,500 Land $30,000 Building $123,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7832 Opal Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7832 Opal Dr is low, with a 0.06% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · above 53% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TENNESSEE AMERICAN WATER private · serves 207,046 people · EPA ID TN0000107 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 396 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPB Fiber | 100,000 / 100,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
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