7832 Dickens Way, Gilroy, CA 95020 Property Records

Santa Clara County property record for 7832 Dickens Way, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,684 sqft · built 2005
Lot Size	0.055 acres (2,400 sqft)
Owner	2 Individual Names on Record
Last Sale	$689,500 (May 2018)
Tax Bill	$9,701 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2019 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`808-45-031`

Property Details

APN / Parcel Number

Primary APN	`808-45-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,684 sqft Living Area
1st Floor Area	652 sqft
2nd Floor Area	1,032 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	2,400 sqft (0.055 acres)
Garage Area	466 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	7832 DICKENS WAY
City	GILROY
State	CA
Zip	95020-5540
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C3
Legal Description	TRACT 9595 LOT 95
Legal Subdivision	TRACT 9595
Legal Tract	9595
Legal Lot Number	95
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	2
Census Block	2000
Census Tract	512511

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	7832 DICKENS WAY, GILROY, CA 95020-5540
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage ONYX LENDING LLC
Jul 20, 2019	Deed of Trust, Mortgage · Conventional with PMI ONYX LNDG
May 30, 2018	Grant Deed, Transfer · Conventional with PMI ONYX LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 30, 2018 · Amount on Record
Deed Sale	May 30, 2018 · Amount on Record
Prior Sale	Mar 10, 2016 · Amount on Record
Deed Document Number	201823944265
Prior Transfer Date	Feb 12, 2016
Prior Transfer Doc	0023221773
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7832 DICKENS WAY, GILROY, CA 95020-5540
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ORANGE COAST TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7832 DICKENS WAY, SAN JOSE, CA 95109

Mortgage

Document Number	0024646180
Date	Oct 7, 2020
Instrument	24646180

Lender

Name	ONYX LENDING LLC
Type	Mortgage Company
Address	SAN FRANCISCO, CA 94109

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	7832 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0024239914
Instrument Date	Jul 20, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7832 DICKENS WAY GILROY CA 950205540, GILROY, CA 95020-5540

Mortgage

Document Number	0024239914
Date	Jul 26, 2019
Instrument	24239914

Lender

Name	ONYX LNDG
Address	SAN FRANCISCO, CA 94109

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2049

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 30, 2018
Property Address	7832 DICKENS WAY, GILROY, CA 95020-5540
Document Number	0023944265
Instrument Date	May 24, 2018
Instrument	23944265
Transaction Type	Transfer
Record Updated	Jun 7, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$758.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	7832 DICKENS WAY GILROY CA 950205540, GILROY, CA 95020-5540

Mortgage

Document Number	23944266
Date	May 30, 2018
Instrument	23944266

Lender

Name	ONYX LNDG
Address	SAN FRANCISCO, CA 94109

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2048

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$800,218 (+2%) Land $464,232 Building $335,986
2025	$9,701.00 (+2.19%)	$784,529 (+4.04%) Land $455,130 Building $329,399
2023	$9,493.00 (+1.66%)	$754,066 Land $437,457 Building $316,609
2022	$9,338.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 630 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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