Anne Arundel County property record for 7831 Citadel Dr, Severn, MD 21144
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 1,925 sqft · built 1992 |
| Lot Size | 0.169 acres (7,350 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $419,000 (May 2022) |
| Tax Bill | $4,863 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 04-605-90065501 |
| Primary APN | 04-605-90065501 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,925 sqft Living Area |
| Gross Area | 2,365 sqft |
| 1st Floor Area | 1,133 sqft |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Architectural Style | Conventional |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 7,350 sqft (0.169 acres) |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 60 sqft |
| Deck Area | 192 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 60590065501 |
|---|---|
| Street Address | 7831 CITADEL DR |
| City | SEVERN |
| State | MD |
| Zip | 21144-1558 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R5 |
| Legal Description | LT 22 BK Z SC 10 THE PROVINCES |
| Legal Subdivision | THE PROVINCES |
| Legal Block | Z |
| Legal Lot Number | 22 |
| Jurisdiction | ANNE ARUNDEL MD |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 740104 |
7831 Citadel Dr is owned and occupied by two individuals who bought it in May 2022.
Source: Anne Arundel County records, as of September 4, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7831 CITADEL DR, SEVERN, MD 21144-1558 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 3, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage E MORTGAGE CAPITAL INC |
| Nov 30, 2020 | Deed, Transfer · FHA Mortgage EMBRACE HOME LOANS INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 3, 2022 · Amount on File |
| Deed Sale | May 3, 2022 · Amount on File |
| Prior Sale | Nov 30, 2020 · Amount on File |
| Deed Book / Page | 38675 / 285 |
| Prior Transfer Date | Nov 15, 2021 |
| Prior Transfer Doc | 0386750285 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | May 3, 2022 |
| Property Address | 7831 CITADEL DR, SEVERN, MD 21144-1558 |
| Document Number | 0386750285 |
| Book / Page | 38675 / 285 |
| Map Reference | MB 117 PG 31 PL 6155 |
| Instrument Date | Nov 15, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7831 CITADEL DR, 7831, SEVERN, MD 21144-1558 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7831 CITADEL DR, SEVERN, MD 21144-1558 |
| Document Number | 0038675291 |
|---|---|
| Date | May 3, 2022 |
| Instrument | 38675/291 |
| Name | E MORTGAGE CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 355 Months |
| Due | Dec 1, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | ANNE ARUNDEL MD |
| Recording Date | Nov 30, 2020 |
| Property Address | 7831 CITADEL DR, SEVERN, MD 21144-1558 |
| Document Number | 0356850278 |
| Book / Page | 35685 / 278 |
| Map Reference | MB 117 PG 31 PL 6155 |
| Instrument Date | Nov 13, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 10, 2022 |
| Title Company | THE ATLANTIC TITLE GROUP |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $5,187.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 7831 CITADEL DR, SEVERN, MD 21144-1558 |
| Document Number | 0035685285 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 35685/285 |
| Name | EMBRACE HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2025 property tax bill for 7831 Citadel Dr was $4,863 with a homeowner's exemption, up 2.2% from the year before.
Source: Anne Arundel County assessment roll, as of September 4, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Anne Arundel County |
| Unified School District | Anne Arundel County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $475,100 (+4.17%) | $513,100 (+12.5%) Land $210,000 Building $303,100 | |
| 2025 | $4,863.00 (+2.25%) Homeowner's exemption | $456,100 Land $192,500 Building $263,600 | $456,100 Land $192,500 Building $263,600 |
| 2024 | $4,756.00 (+14.99%) | ||
| 2023 | $4,136.00 Homeowner's exemption | $398,167 | $456,100 Land $192,500 Building $263,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7831 Citadel Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2008.
Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 3 (2008–2026) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Apr 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7831 Citadel Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MD AMERICAN WATER PROVINCES private · serves 3,886 people · EPA ID MD0020029 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 381 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Astound Broadband Cable | 1,500 / 50 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Believe Broadband Fixed Wireless | 500 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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