Santa Clara County property record for 7831 Church St, Gilroy, CA 95020
| Property Type | Multi-Family Dwellings |
|---|---|
| Details | 1 bd · 1 ba · 1,289 sqft · built 1890 |
| Lot Size | 0.132 acres (5,740 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $589,000 (Mar 2021) |
| Tax Bill | $8,224 (2025) |
| Deeds & Mortgages | Aug 2019 Mortgage Mar 2021 Sale & Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 799-01-047 |
| Primary APN | 799-01-047 |
|---|
| Full Baths | 1 Bath |
|---|---|
| Total Rooms | 4 Rooms |
| Units | 2 Units |
| Stories | 1 Story |
| Building Area | 1,289 sqft Living Area |
| Gross Area | 1,264 sqft |
| 1st Floor Area | 1,289 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 1890 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 5,740 sqft (0.132 acres) |
| Lot Dimensions | 41 ft deep x 140 ft wide |
| Garage Type | Carport |
| Garage Area | 252 sqft |
| Carport | Carport |
| Carport Area | 252 sqft |
| Cooling System | None |
|---|
| Street Address | 7831 CHURCH ST |
|---|---|
| City | GILROY |
| State | CA |
| Zip | 95020-5120 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Multi-Family Dwellings |
| Local Zoning Code | R3 |
| Legal Subdivision | HENRY MILLER |
| Legal Block | 5 |
| Legal Lot Number | 2 |
| Jurisdiction | SANTA CLARA CA |
| Township / Civil Division | SOUTH SANTA CLARA VALLEY |
| Census Block Group | 2 |
| Census Block | 2025 |
| Census Tract | 512604 |
7831 Church St, a residential property, is owned and occupied by two individuals who bought it in March 2021.
Source: Santa Clara County records, as of July 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7831 CHURCH ST, GILROY, CA 95020-5120 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Aug 19, 2019 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Mar 16, 2021 | Grant Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 16, 2021 · Amount on File |
| Deed Sale | Mar 16, 2021 · Amount on File |
| Prior Sale | Jul 3, 2006 · Amount on File |
| Deed Document Number | 202124875725 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Property Address | 7831 CHURCH ST, GILROY, CA 95020-5120 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2022 |
| Title Company | CHICAGO TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0024258477 |
|---|---|
| Date | Aug 19, 2019 |
| Instrument | 24258477 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CLARA CA |
| Recording Date | Mar 16, 2021 |
| Property Address | 7831 CHURCH ST, GILROY, CA 95020-5120 |
| Document Number | 0024875725 |
| Map Reference | CASE 5536 |
| Instrument Date | Feb 22, 2021 |
| Instrument | 24875725 |
| Transaction Type | Transfer |
| Record Updated | Jul 25, 2022 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 7831 CHURCH ST, GILROY, CA 95020-5120 |
| Document Number | 0024875726 |
|---|---|
| Date | Mar 16, 2021 |
| Instrument | 24875726 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
The 2025 property tax bill for 7831 Church St was $8,224.
Source: Santa Clara County assessment roll, as of July 27, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Clara County |
| Municipality | Gilroy City |
| Unified School District | Gilroy Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $676,310 (+2%) Land $496,834 Building $179,476 | |
| 2025 | $8,224.00 | $663,050 Land $487,093 Building $175,957 |
| 2023 | $7,894.00 (+3.64%) | $624,885 Land $468,180 Building $156,705 |
| 2022 | $7,617.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 7831 Church St in Zone X, an area of moderate flood risk, though there have been 7 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1982–1997) |
| Most Recent Claim | Jan 1997 · Severe Storms, Flooding, Mud And Landslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 7831 Church St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GILROY serves 59,426 people · EPA ID CA4310004 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Also Mapped Here | SANTA CLARA VALLEY WATER DISTRICT |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | Nitrate resolved · Jun 2022 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 578 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Razzolink Fixed Wireless | 500 / 250 |
| Etheric Networks Fixed Wireless | 250 / 100 |
| Hankins Information Technology Fixed Wireless | 100 / 20 |
May also be available: AT&T, GeoLinks, T-Mobile, Verizon.
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