783 N Edgewater Trl, Toccoa, GA 30577 Property Records

Stephens County property record for 783 N Edgewater Trl, Toccoa, GA 30577

Property Summary

Property Type	Single Family Home
Details	4 bd · 5 ba · 2,329 sqft · built 2019
Lot Size	0.75 acres (32,670 sqft)
Owner	2 Individual Names on File
Last Sale	$79,000 (Sep 2018)
Tax Bill	$7,304 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Nov 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`056 051`

Property Details

APN / Parcel Number

Primary APN	`056 051`
Alternative APN	`284047`

Interior

Bedrooms	4 Beds
Full Baths	5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,329 sqft Heated Area
Basement Area	1,553 sqft
Unfinished Basement	1,553 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Architectural Style	Ranch
Exterior Material	Fiber Cement Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	32,670 sqft (0.75 acres)
Garage Area	528 sqft

Exterior Amenities

Porch	Porch
Porch Area	372 sqft
Deck Area	156 sqft
Patio Area	864 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Account Number	284047
Street Address	783 N EDGEWATER TRL
City	TOCCOA
State	GA
Zip	30577-2579
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 99 PH 2 SEC D CURRAHEE CLUB
Legal Subdivision	CURRAHEE CLUB
Legal Phase	2
Legal Lot Number	99
Jurisdiction	STEPHENS GA
Township / Civil Division	ROCK CREEK
Census Block Group	4
Census Block	4012
Census Tract	970202

Owner

783 N Edgewater Trl is owned by two individuals who bought it in September 2018.

Source: Stephens County records, as of March 11, 2026

Owner of Record	2 Individual Names on File
Mailing Address	485 STONEHAVEN DR, FAYETTEVILLE, GA 30215-2990
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Nov 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage BANK VI
Oct 1, 2019	Quit Claim Deed, Transfer CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC
Dec 17, 2018	Trustee's Deed, Construction Loan · Line of Credit BANK VI
Sep 17, 2018	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on File
Deed Sale	Sep 17, 2018 · Amount on File
Prior Sale	Jan 5, 2013
Deed Document Number	0001160111
Deed Book / Page	1160 / 111
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	783 N EDGEWATER TRL, TOCCOA, GA 30577-2579
Document Number	0012450218
Instrument Date	Mar 16, 2021
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	783 N EDGEWATER TRL TOCCOA GA 305772579, TOCCOA, GA 30577-2579

Mortgage

Document Number	0012450218
Date	Mar 29, 2021
Book Page	001245/000218

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226-3573

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Mar 28, 2036

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEPHENS GA
Property Address	783 N EDGEWATER TRL, TOCCOA, GA 30577-2579
Document Number	0011940005
Instrument Date	Nov 6, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	783 N EDGEWATER TRL TOCCOA GA 305772579, TOCCOA, GA 30577-2579

Mortgage

Document Number	0011940005
Date	Nov 7, 2019
Book Page	001194/000005

Lender

Name	BANK VI
Type	Bank
Address	SALINA, KS 67401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Nov 6, 2039

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	STEPHENS GA
Recording Date	Oct 1, 2019
Property Address	783 N EDGEWATER TRL, TOCCOA, GA 30577-2579
Document Number	0011900286
Book / Page	001190 / 000286
Instrument Date	Sep 25, 2019
Transaction Type	Transfer
Record Updated	Oct 9, 2019
Title Company	CALLOWAY TITLE AND ESCROW LLC, CALLOWAY TITLE & ESCROW LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	783 N EDGEWATER TRL TOCCOA GA 305772579, TOCCOA, GA 30577-2579

December 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	STEPHENS GA
Recording Date	Dec 17, 2018
Property Address	783 N EDGEWATER TRL, TOCCOA, GA 30577-2579
Document Number	0011660508
Book / Page	001166 / 000508
Instrument Date	Dec 11, 2018
Transaction Type	Construction Loan
Record Updated	Jan 31, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	485 STONEHAVEN DR FAYETTEVILLE GA 302152990, FAYETTEVILLE, GA 30215-2990

Mortgage

Document Number	11660508
Date	Dec 17, 2018
Book Page	001166/000508

Lender

Name	BANK VI
Type	Bank
Address	SALINA, KS 67402-0077

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Dec 16, 2019

Interest

Rate Type	Adjustable Rate

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEPHENS GA
Recording Date	Sep 17, 2018
Property Address	783 N EDGEWATER TRL, TOCCOA, GA 30577-2579
Document Number	0011600111
Book / Page	001160 / 000111
Instrument Date	Sep 17, 2018
Transaction Type	Transfer
Record Updated	Sep 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$79.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	783 N EDGEWATER TRL TOCCOA GA 305772579, TOCCOA, GA 30577-2579

Tax Assessment & Valuation

The 2025 property tax bill for 783 N Edgewater Trl was $7,304.

Source: Stephens County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Stephens County
Unified School District	Stephens County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,304.00	$266,106 Land $23,218 Building $242,888	$665,264 Land $58,045 Building $607,219
2023	$5,217.00 (+4.93%)	$175,268 (+4.94%) Land $23,218 Building $152,050	$438,171 (+4.94%) Land $58,045 Building $380,126
2022	$4,972.00	$167,024 Land $23,218 Building $143,806	$417,559 Land $58,045 Building $359,514

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 783 N Edgewater Trl in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 26, 2008 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 783 N Edgewater Trl is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 42% of Georgia
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 17 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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