783 Koele St, Hilo, HI 96720 Property Records

State of Hawaii and Hawaii County property record for 783 Koele St, Hilo, HI 96720

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,566 sqft · built 1990
Lot Size	0.354 acres (15,402 sqft)
Owner	Individual Name on File
Last Sale	$400,000 (Sep 2022)
Tax Bill	$2,473 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3-2-4-038-028`

Property Details

APN / Parcel Number

Primary APN	`3-2-4-038-028`
Alternative APNs	`3-2-4-038-028-0000` `240380280000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,566 sqft Living Area
Gross Area	1,790 sqft
1st Floor Area	1,566 sqft
Upper Floors Area	90 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Material	Other
Lot Area	15,402 sqft (0.354 acres)
Garage Area	128 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	260 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	783 KOELE ST
City	HILO
State	HI
Zip	96720-3647
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	1C
Legal Description	LOT 4 15,402 SF FP 1526 KENNEDY ACRES S/D UNIT I
Legal Subdivision	KENNEDY ACRES SUBDIVISION
Legal Lot Number	4
Jurisdiction	HAWAII HI
Township / Civil Division	HILO
Census Block Group	4
Census Block	4005
Census Tract	20900

Owner

Source: State of Hawaii and Hawaii County records · APN 3-2-4-038-028

Assessment roll updated August 6, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	783 KOELE ST, HILO, HI 96720-3647
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2022 · Amount on Record
Deed Sale	Sep 29, 2022 · Amount on Record
Deed Document Number	202283070281
Prior Transfer Date	Sep 01, 1999
Prior Transfer Doc	0000166114
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAWAII HI
Recording Date	Sep 29, 2022
Property Address	783 KOELE ST, HILO, HI 96720-3647
Document Number	0A83070281
Instrument Date	Aug 01, 2022
Instrument	A-83070281
Transaction Type	Transfer
Record Updated	Apr 30, 2026
Title Company	TG

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$600.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	VOLCANO, HI 96785

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	783 KOELE ST, HILO, HI 96720-3647
Investor	Possibly a Property Investor

Mortgage

Document Number	0A83070282
Date	Sep 29, 2022
Instrument	A-83070282

Lender

Name	HAWAIIUSA FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2052

Tax Assessment & Valuation

Source: State of Hawaii and Hawaii County records · Assessment roll updated August 6, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Hawaii
County	Hawaii County
Unified School District	Hawaii Department of Education (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$575,700 (+1.77%) Land $234,700 Building $341,000	$575,700 (-2.09%) Land $234,700 Building $341,000
2025	$2,473.00 (-36.64%)	$565,700 (+3%) Land $224,800 Building $340,900	$588,000 (+7.06%) Land $247,000 Building $341,000
2024		$549,200 (+8.52%) Land $224,800 Building $324,400	$549,200 (+8.52%) Land $224,800 Building $324,400
2023	$3,903.00 Homeowner's exemption	$506,100 Land $204,400 Building $301,700	$506,100 Land $204,400 Building $301,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 11, 2018 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 33 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	33 in force
Nearby Flood Claims	1 (2008)
Most Recent Claim	Feb 2008 · river or lake flooding

Wildfire

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Hawaii
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cincinnati Bell Fiber	2,850 / 2,850
Spectrum Cable	1,000 / 1,000
T-Mobile USA Fixed Wireless	100 / 20

Based on FCC filings for 449 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	HILO serves 39,477 people
Water Source	Groundwater
Last State Inspection	Jul 2021
Lead	Under 1 ppb (2020–2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.