783 Horse Gulch Loop, Durango, CO 81301 Property Records

La Plata County property record for 783 Horse Gulch Loop, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.25 ba · 3,398 sqft · built 2005
Lot Size	23.5 acres (1,027,145 sqft)
Owner	2 Individual Names on Record
Last Sale	$890,000 (Oct 2023)
Tax Bill	$2,930 (2025)
Deeds & Mortgages	Oct 2023 Sale & Mortgage Dec 2017 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`5665-231-01-021`

Property Details

APN / Parcel Number

Primary APN	`5665-231-01-021`
Alternative APN	`R420033`

Interior

Bedrooms	4 Beds
Full Baths	3.25 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,398 sqft Living Area
Gross Area	4,048 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Custom Design
Lot Area	1,027,145 sqft
Garage Type	Attached
Garage Area	650 sqft
Porch	Unfinished Open Porch
Porch Area	432 sqft
Patio Area	110 sqft

Utilities, Heating & Cooling

Heating System	Hot Water

Location & Zoning

Account Number	R420033
Street Address	783 HORSE GULCH LOOP
City	DURANGO
State	CO
Zip	81301-8220
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: HORSE GULCH RANCH LOT: 9-B PROJECT 97-184 SPLT FR 5665-231-01-007 8 & 9 783 HORSE GULCH LOOP DURANGO 81301
Legal Subdivision	HORSE GULCH RANCH
Legal Block	1
Legal Lot Number	9-B
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	1
Census Block	1020
Census Tract	970703

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	783 HORSE GULCH LOOP, DURANGO, CO 81301-8220
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Oct 18, 2023	Special Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 19, 2017	Warranty Deed, Transfer TITLE DURANGO LLC
Dec 19, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 18, 2023 · Amount on Record
Deed Sale	Oct 18, 2023 · Amount on Record
Prior Sale	Dec 19, 2017 · Amount on Record
Deed Document Number	20231226780
Prior Transfer Date	Dec 7, 2017
Prior Transfer Doc	0001137492
Record Updated	Oct 29, 2026

October 2023: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Oct 18, 2023
Property Address	783 HORSE GULCH LOOP, DURANGO, CO 81301-8220
Document Number	0001226780
Map Reference	DOC 733042
Instrument Date	Oct 12, 2023
Instrument	1226780
Transaction Type	Transfer
Record Updated	Oct 26, 2023
Title Company	TITLE DURANGO LLC, TITLE DURANGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$89.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 HORSE GULCH LOOP, DURANGO, CO 81301-8220

Mortgage

Document Number	0001226781
Date	Oct 18, 2023
Instrument	1226781

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 19, 2017
Property Address	783 HORSE GULCH LOOP, DURANGO, CO 81301-8220
Document Number	0001137493
Instrument Date	Dec 19, 2017
Instrument	1137493
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	TITLE DURANGO LLC

Transaction

Amount	Amount Recorded
Tax	$58.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 HORSE GULCH LOOP DURANGO CO 813018220, DURANGO, CO 81301-8220

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LA PLATA CO
Recording Date	Dec 19, 2017
Property Address	783 HORSE GULCH LOOP, DURANGO, CO 81301-8220
Document Number	0001137492
Instrument Date	Dec 7, 2017
Instrument	1137492
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	783 HORSE GULCH LOOP DURANGO CO 813018220, DURANGO, CO 81301-8220

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$53,330 (-0.13%) Land $15,940 Building $37,390	$854,390 (-) Land $255,410 Building $598,980
2025	$2,930.00 (+64.7%)	$53,400 (+26%) Land $15,960 Building $37,440	$854,390 (+35.1%) Land $255,410 Building $598,980
2023	$1,779.00 (+9.61%)	$42,380 (+10.8%) Land $12,690 Building $29,690	$632,430 (+14.89%) Land $189,330 Building $443,100
2022	$1,623.00	$38,250 Land $11,490 Building $26,760	$550,470 Land $165,380 Building $385,090

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	14 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 89% of the US · above 94% of Colorado
Wildfire Likelihood	0.6% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 3 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Visionary Broadband Fixed Wireless	100 / 20
AlignTec Fixed Wireless	10 / 1

May also be available: Verizon.

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