Polk County property record for 783 E Central Ave, Eagle Lake, FL 33839 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 2000 |
| Square Footage | 1,186 sqft Living Area |
| Lot Size | 12,998 sqft (0.298 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $289,950 (2025) |
| Tax Bill | $1,206.00 (2025) |
| Primary APN | 26-29-07-680000-000140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,186 sqft Living Area |
| Gross Area | 1,511 sqft Gross Area |
| 1st Floor | 1,105 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Wood Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1924 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Other (not Classified) Roof |
| Lot Area | 12,998 sqft (0.298 acres) |
| Depth X Width | 158 ft x 130 ft Depth x Width |
| Garage Type | Detached Garage |
| Garage Area | 720 sqft Garage |
| Shed | 1 Shed |
| Porch Area | 487 sqft Porch |
| Street Address | 783 E CENTRAL AVE |
|---|---|
| City | EAGLE LAKE |
| State | FL |
| Zip | 33839-3414 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HOFFS SUB PB 20 PG 2 LOTS 14 & 15 |
| Legal Range | 26E |
| Legal Township | 29S |
| Legal Section | 07 |
| Legal Subdivision | HOFFS SUBDIVISION |
| Legal Tract | 680000 |
| Legal Block | 2 |
| Legal Lot Number | 14,15 |
| Jurisdiction | POLK FL |
| Minor Civil Division | WINTER HAVEN-AUBURNDALE |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 14600 |
Source: Polk County records · APN 26-29-07-680000-000140
Assessment roll updated June 23, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Jan 17, 2023 | Deed of Trust, Mortgage · Stand Alone Second Mortgage SPRING EQ LLC |
| Sep 24, 2025 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage PLAINS COMMERCE BANK |
| Apr 22, 2025 | Warranty Deed, Transfer UNKNOWN, ALBATROSS TITLE SERVICES |
| Mar 23, 2018 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Aug 08, 2017 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2025 · Amount on Record |
| Deed Sale | Sep 24, 2025 · Amount on Record |
| Prior Sale | Apr 22, 2025 · Amount on Record |
| Deed Doc Number | 2025223935 |
| Deed Book / Page | 13709 / 2242 |
| Prior Transfer Date | Apr 26, 2012 |
| Prior Transfer Doc | 0000084666 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Transaction Type | Mortgage |
| Record Updated | Jan 13, 2026 |
| Name | Verified Name |
|---|---|
| Address | 703 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0000011492 |
|---|---|
| Date | Jan 17, 2023 |
| Book Page | 12552/736 |
| Instrument | 2023011492 |
| Name | SPRING EQ LLC |
|---|---|
| Type | Mortgage Company |
| Address | WAYNE, PA 19087 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Feb 01, 2043 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Sep 24, 2025 |
| Property Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0000223935 |
| Book / Page | 13709 / 2242 |
| Map Reference | MB 20 PG 2 |
| Instrument Date | Sep 17, 2025 |
| Instrument | 2025223935 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | INSURED RE TTL SVCS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,030.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR STE 105, 105, LAKELAND, FL 33803-3480 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0137092243 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 13709/2243 |
| Name | PLAINS COMMERCE BANK |
|---|---|
| Type | Bank |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2055 |
| Document Number | 0000223937 |
|---|---|
| Date | Sep 24, 2025 |
| Book Page | 13709/2256 |
| Instrument | 2025223937 |
| Name | FLORIDA HOUSING FINANCE CORP |
|---|---|
| Type | Government Agency |
| Address | TALLAHASSEE, FL 32301 |
| Type | Stand Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Apr 22, 2025 |
| Property Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0000091739 |
| Book / Page | 13515 / 1510 |
| Map Reference | MB 20 PG 2 |
| Instrument Date | Apr 15, 2025 |
| Instrument | 2025091739 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, ALBATROSS TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Tax | $1,470.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Name | Verified Name |
|---|---|
| Address | 1925 E EDGEWOOD DR, LAKELAND, FL 33803-3480 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0104400929 |
| Instrument Date | Mar 23, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 16, 2018 |
| Name | Verified Name |
|---|---|
| Address | 783 E CENTRAL AVE EAGLE LAKE FL 338393414, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0104400929 |
|---|---|
| Date | Apr 02, 2018 |
| Book Page | 010440/000929 |
| Instrument | 69262 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 01, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 783 E CENTRAL AVE, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0102440581 |
| Book / Page | 010244 / 000581 |
| Instrument Date | Aug 08, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 13, 2017 |
| Name | Verified Name |
|---|---|
| Address | 783 E CENTRAL AVE EAGLE LAKE FL 338393414, EAGLE LAKE, FL 33839-3414 |
| Document Number | 0102440581 |
|---|---|
| Date | Aug 24, 2017 |
| Book Page | 010244/000581 |
| Instrument | 164821 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 23, 2032 |
Source: Polk County records · Assessment roll updated June 23, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Municipality | Eagle Lake City |
| Unified School District | Polk County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,206.00 (-37.42%) | $104,912 (-15.5%) | $181,843 (-15.15%) Land $9,250 Building $172,593 |
| 2024 | $1,927.00 (+3.88%) Homeowner's exemption | $124,155 (+3%) | $214,303 (+0.28%) Land $37,665 Building $176,638 |
| 2023 | $1,855.00 (+4.15%) Homeowner's exemption | $120,539 (+3%) | $213,710 (+6.16%) Land $36,450 Building $177,260 |
| 2022 | $1,781.00 Homeowner's exemption | $117,028 | $201,315 Land $30,132 Building $171,183 |
Source: FEMA National Flood Hazard Layer, Polk County (12105C), updated October 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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