7829 Adobe Gulch Rd, Mountain Ranch, CA 95246 Property Records

Calaveras County property record for 7829 Adobe Gulch Rd, Mountain Ranch, CA 95246

Property Summary

Property TypeRanch
Details2 bd · 2 ba · 1,508 sqft · built 1982
Lot Size8.13 acres (354,578 sqft)
Owner2 Individual Names on Record
Last Sale$300,000 (Jul 2018)
Tax Bill$4,026 (2025)
Deeds & MortgagesAug 2021 Mortgage
Sep 2019 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN036-032-001-000

Property Details

APN / Parcel Number

Primary APN036-032-001-000
Alternative APN
  • 036-032-001

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,508 sqft Gross Area
1st Floor Area1,508 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1982
Effective Year BuiltEffective 1998
Architectural StyleModern
Construction TypeWood
Lot Area354,578 sqft
Garage Area550 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

SewerConnected

Location & Zoning

Old Parcel Number036-032-001
Street Address7829 ADOBE GULCH RD
CityMOUNTAIN RANCH
StateCA
Zip95246
Property CategoryAgriculture or Farming
Property TypeAgriculture / Farming > Ranch
Local Zoning CodeU
Legal DescriptionADOBE MEADOWS SUB LOT 1
Legal SubdivisionADOBE MEADOWS SUB
Legal Lot Number1
JurisdictionCALAVERAS CA
Township / Civil DivisionSAN ANDREAS
Census Block Group2
Census Block2018
Census Tract302

Owner

Source: Calaveras County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 856, VALLEY SPRINGS, CA 95252-0856
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Aug 16, 2021Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE LLC
Sep 12, 2019Deed of Trust, Mortgage · Conventional Mortgage
CROSSCOUNTRY MORTGAGE INC
Jul 11, 2018Grant Deed, Transfer · Conventional with PMI
OPES ADVISORS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 11, 2018 · Amount on Record
Deed SaleJul 11, 2018 · Amount on Record
Prior SaleApr 23, 2002 · Amount on Record
Deed Document Number20187826
Prior Transfer DateAug 24, 2007
Prior Transfer Doc0000016526
Record UpdatedSep 20, 2026

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address7829 ADOBE GULCH RD, MOUNTAIN RANCH, CA 95246
Transaction TypeMortgage
Record UpdatedSep 1, 2021
Title CompanyNORTH AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 856, VALLEY SPRINGS, CA 95252-0856

Mortgage

Document Number0000014423
DateAug 16, 2021
Instrument2021-014423
Lender
NameCROSSCOUNTRY MORTGAGE LLC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCALAVERAS CA
Property Address7829 ADOBE GULCH RD, MOUNTAIN RANCH, CA 95246
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000010622
DateSep 12, 2019
Instrument2019-010622
Lender
NameCROSSCOUNTRY MORTGAGE INC
TypeMortgage Company
AddressBRECKSVILLE, OH 44141
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

July 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionCALAVERAS CA
Recording DateJul 11, 2018
Property Address7829 ADOBE GULCH RD, MOUNTAIN RANCH, CA 95246
Document Number0000007826
Instrument DateJun 21, 2018
Instrument7826
Transaction TypeTransfer
Record UpdatedAug 6, 2018
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$330.00
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 856 VALLEY SPRINGS CA 952520856, VALLEY SPRINGS, CA 95252-0856

Mortgage

Document Number7827
DateJul 11, 2018
Instrument7827
Lender
NameOPES ADVISORS
AddressTROY, MI 48098
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueJul 10, 2048

Tax Assessment & Valuation

Source: Calaveras County assessment roll, as of July 2, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyCalaveras County
Unified School DistrictCalaveras Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$356,134 (+2%) Land $91,022 Building $265,112
2025$4,026.00 (+2.08%) Homeowner's exemption$349,152 (+4.04%) Land $89,238 Building $259,914
2023$3,944.00 (+1.31%) Homeowner's exemption$335,596 Land $85,774 Building $249,822
2022$3,893.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective June 30, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 74% of the US · above 50% of California
Wildfire Likelihood0.3% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Cal.net
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
25 / 3

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