Collier County property record for 7828 Umberto Ct, Naples, FL 34114
| Property Type | Single Family Home |
|---|---|
| Details | 1,680 sqft · built 2006 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Apr 2026) |
| Tax Bill | $3,292 (2025) |
| Deeds & Mortgages | Apr 2026 Sale & Mortgage Dec 2025 Transfer |
| Flood Zone | Zone AH (high risk) |
| APN | 690184 9945B26 |
| Primary APN | 690184 9945B26 |
|---|---|
| Alternative APN |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,680 sqft Living Area |
| 1st Floor Area | 1,680 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Construction Type | Concrete |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 135 ft deep x 37 ft wide |
| Pool Area | 240 sqft |
| Deck Area | 414 sqft |
| Street Address | 7828 UMBERTO CT |
|---|---|
| City | NAPLES |
| State | FL |
| Zip | 34114-2685 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | VERONAWALK PHASE 3A LOT 994 |
| Legal Range | 26 |
| Legal Township | 50 |
| Legal Section | 26 |
| Legal Subdivision | VERONAWALK PHASE 3A |
| Legal Phase | 3A |
| Legal Tract | 690184 |
| Legal Block | 2 |
| Legal Lot Number | 994 |
| Jurisdiction | COLLIER FL |
| Township / Civil Division | EVERGLADES |
| Census Block Group | 2 |
| Census Block | 2014 |
| Census Tract | 11108 |
Source: Collier County records · APN 690184 9945B26
Assessment roll updated September 9, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Apr 21, 2026 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMIERCA NA |
| Dec 31, 2025 | Intrafamily Transfer, Transfer UNKNOWN, NAPLES STLMT & ESCROW INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 21, 2026 · Amount on Record |
| Deed Sale | Apr 21, 2026 · Amount on Record |
| Prior Sale | Mar 06, 2006 · Amount on Record |
| Deed Document Number | 20266813466 |
| Deed Book / Page | 6577 / 3129 |
| Prior Transfer Date | Nov 20, 2025 |
| Prior Transfer Doc | 0065412429 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Apr 21, 2026 |
| Property Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
| Document Number | 0065773129 |
| Book / Page | 6577 / 3129 |
| Instrument Date | Mar 30, 2026 |
| Instrument | 2026.6813466 |
| Transaction Type | Transfer |
| Record Updated | May 06, 2026 |
| Title Company | NEAPOLITAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $304,010.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
| Document Number | 0006813467, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 6577/3131 |
| Instrument | 2026.6813467 |
| Name | BANK OF AMIERCA NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.43% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | COLLIER FL |
| Recording Date | Dec 31, 2025 |
| Property Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
| Document Number | 0065412429 |
| Book / Page | 6541 / 2429 |
| Map Reference | MB 44 PG 1-8 |
| Instrument Date | Nov 20, 2025 |
| Instrument | 6769608 |
| Transaction Type | Transfer |
| Record Updated | Jan 13, 2026 |
| Title Company | UNKNOWN, NAPLES STLMT & ESCROW INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 7828 UMBERTO CT, NAPLES, FL 34114-2685 |
Source: Collier County records · Assessment roll updated September 9, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Collier County |
| Unified School District | Collier County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,292.00 (+5.24%) Homeowner's exemption | $257,926 (+5.99%) | $425,816 (-5.21%) Land $201,247 Building $224,569 |
| 2024 | $3,128.00 (+3.47%) | ||
| 2023 | $3,023.00 (-1.11%) Homeowner's exemption | $243,356 (+3%) | $449,197 (+14.56%) Land $182,081 Building $267,116 |
| 2022 | $3,057.00 Homeowner's exemption | $236,268 | $392,101 Land $118,233 Building $273,868 |
Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone AH high risk · shallow ponding 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 672 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 1,102 units insured incl. 430 condo units |
| Nearby Flood Claims | 3 (2017) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
| Claims by Event |
|
| Wildfire Risk | High above 80% of the US · above 69% of Florida |
|---|---|
| Wildfire Likelihood | 0.5% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Fiber | 2,000 / 2,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 386 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | COLLIER COUNTY REGIONAL WTP serves 216,993 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 9 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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