Bay County property record for 7828 Thomas Rd, Panama City, FL 32404
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 2 ba · 2,048 sqft · built 1995 |
| Lot Size | 3.51 acres (152,895 sqft) |
| Owner | Individual Name on File |
| Last Sale | $72,500 (Apr 2003) |
| Tax Bill | $760 (2025) |
| Flood Zone | Zone A (high risk) |
| APN | 05470-765-000 |
| Primary APN | 05470-765-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,600 sqft |
| 1st Floor Area | 1,904 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Architectural Style | Mobile Home |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 152,895 sqft (3.51 acres) |
| Lot Dimensions | 356 ft deep x 200 ft wide |
| Garage Type | Attached |
| Garage Area | 552 sqft |
| Porch | Florida Room |
| Deck Area | 84 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 7828 THOMAS RD |
|---|---|
| City | PANAMA CITY |
| State | FL |
| Zip | 32404-4470 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Local Zoning Code | BC16 |
| Legal Description | 27 2S 13W -1.119- 142A BEG 5080 N & 3660 E OF SW COR OF SEC TH N 200 W 713 S 200 E 713 TO POB ORB 2864 P 858 |
| Legal Range | 13W |
| Legal Township | 02S |
| Legal Section | 27 |
| Jurisdiction | BAY FL |
| Township / Civil Division | LYNN HAVEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 402 |
7828 Thomas Rd, a mobile home, is owned by an individual who acquired it in December 2006.
Source: Bay County records, as of January 5, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 7836 THOMAS RD, PANAMA CITY, FL 32404-4470 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2003 · Amount on File |
| Deed Sale | Apr 3, 2003 · Amount on File |
| Prior Sale | Aug 21, 2001 · Amount on File |
| Deed Document Number | 200322858 |
| Deed Book / Page | 2260 / 413 |
| Last Transfer Date | Dec 11, 2006 |
| Transfer Doc | 0028640858 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 7828 Thomas Rd was $760, up 2.2% from the year before.
Source: Bay County assessment roll, as of January 5, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Bay County |
| Unified School District | Bay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $760.00 (+2.15%) | $52,722 | $72,940 Land $38,584 Building $34,356 |
| 2024 | $744.00 (+22.57%) | ||
| 2023 | $607.00 (+19.25%) | $46,097 (+13.38%) Land $30,817 Building $15,280 | $46,097 (+13.38%) Land $30,817 Building $15,280 |
| 2022 | $509.00 | $40,658 Land $26,675 Building $13,983 | $40,658 Land $26,675 Building $13,983 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7828 Thomas Rd in Zone A, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone A high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Not determined for this zone |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 40 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 40 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7828 Thomas Rd is high, ranking above 72% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 72% of the US · above 56% of Florida |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 74 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
May also be available: AT&T, Verizon.
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