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7828 Tern Dr, Orlando, FL 32822 Property Records

Orange County property record for 7828 Tern Dr, Orlando, FL 32822 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,104 sqft · built 1979
Lot Size0.154 acres (6,727 sqft)
OwnerIndividual Name on File
Last Sale$95,000 (Jan 2011)
Tax Bill$1,170 (2025)
Deeds & MortgagesFeb 2026 Mortgage
Jan 2026 Transfer
Flood ZoneZone X (minimal risk)
APN11-23-30-7274-02-690

Property Details

APN / Parcel Number

Primary APN11-23-30-7274-02-690
Alternative APNs
  • 302311727402690
  • 544444
  • 550218
  • 554879

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,104 sqft Living Area
Gross Area1,688 sqft
1st Floor Area1,104 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1984
Exterior MaterialConcrete
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area6,727 sqft (0.154 acres)
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space
PorchUnfinished Open Porch
Porch Area480 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Street Address7828 TERN DR
CityORLANDO
StateFL
Zip32822-7655
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionQUAIL TRAIL ESTATES UNIT 2 A 7/118 LOT 269
Legal Range30E
Legal Township23S
Legal Section11
Legal SubdivisionQUAIL TRAIL ESTS UT 2A
Legal Tract7274
Legal Block2
Legal Lot Number269
Legal Unit2
JurisdictionORANGE FL
Township / Civil DivisionUNION PARK
Census Block Group3
Census Block3010
Census Tract16709

Owner

Source: Orange County records · APN 11-23-30-7274-02-690

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address7828 TERN DR, ORLANDO, FL 32822-7655
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 25, 2026Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
Jan 21, 2026Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleJan 04, 2011 · Amount on Record
Deed SaleJan 04, 2011 · Amount on Record
Prior SaleSep 09, 2010
Deed Document Number20112663
Deed Book / Page10154 / 2201
Last Transfer DateJan 09, 2026
Transfer Doc0000035213
Record UpdatedJun 08, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE FL
Property Address7828 TERN DR, ORLANDO, FL 32822-7655
Transaction TypeMortgage
Record UpdatedMar 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address7828 TERN DR, ORLANDO, FL 32822-7655

Mortgage

Document Number0000114245
DateFeb 25, 2026
Instrument20260114245
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressFISHERS, IN 46037
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term179 Months
DueJan 01, 2041

January 2026: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionORANGE FL
Recording DateJan 21, 2026
Property Address7828 TERN DR, ORLANDO, FL 32822-7655
Document Number0000035213
Instrument DateJan 09, 2026
Instrument20260035213
Transaction TypeTransfer
Record UpdatedJan 30, 2026

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address3640 HICKORY TREE RD, SAINT CLOUD, FL 34772-7566

Transferred To (Grantee/Buyer)

NameVerified Name
Address7828 TERN DR, ORLANDO, FL 32822-7655

Tax Assessment & Valuation

Source: Orange County records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOrange County
Unified School DistrictOrange County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$82,169 (+2.7%)$253,520 (-1.91%) Land $110,000 Building $143,520
2025$1,170.00 (+12.72%) Homeowner's exemption$80,009 (+5.99%)$258,460 (+7.48%) Land $110,000 Building $148,460
2024$1,038.00 (+7.45%)
2023$966.00 (+5.92%) Homeowner's exemption$75,489 (+3%)$240,480 (+10.04%) Land $95,000 Building $145,480
2022$912.00 Homeowner's exemption$73,290$218,542 Land $95,000 Building $123,542

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Orange County (12095C), updated September 24, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120950167093, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance CostPremium on Record
median of 55 individual NFIP policies nearby
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies55 in force
50 of 55 on primary residences
Nearby Flood Claims5 (2004–2022)
Most Recent ClaimSep 2022, river or lake flooding, Hurricane Ian
Flood Events
  • Hurricane Ian (Sep 2022), 2 claims

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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