7828 Stable Way, Potomac, MD 20854 Property Records

Montgomery County property record for 7828 Stable Way, Potomac, MD 20854 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4.5 ba · 7,337 sqft · built 2002
Lot Size	0.222 acres (9,672 sqft)
Owner	2 Individual Names on File
Last Sale	$2,250,000 (Dec 2025)
Tax Bill	$25,042 (2025)
Deeds & Mortgages	Dec 2025 Sale & Mortgage Aug 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`10-02843638`

Property Details

APN / Parcel Number

Primary APN	`10-02843638`
Alternative APN	`02843638`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	7,337 sqft Living Area
Gross Area	7,813 sqft
1st Floor Area	2,871 sqft
Basement Area	1,700 sqft
Finished Basement	1,700 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Bi-Level
Exterior Material	Brick
Construction Type	Frame
Roof Material	Tile
Lot Area	9,672 sqft (0.222 acres)
Garage Type	Attached
Garage Area	476 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	225 sqft
Deck Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	02843638
Street Address	7828 STABLE WAY
City	POTOMAC
State	MD
Zip	20854-1791
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER FALLS
Legal Subdivision	RIVER FALLS
Legal Block	A
Legal Lot Number	45
Jurisdiction	MONTGOMERY MD
Township / Civil Division	10
Census Block Group	1
Census Block	1019
Census Tract	706008

Owner

Source: Montgomery County records · APN 10-02843638

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	7828 STABLE WAY, POTOMAC, MD 20854-1791
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Dec 18, 2025	Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Aug 06, 2018	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Apr 18, 2017	Deed, Transfer · ARM SUNTRUST MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 18, 2025 · Amount on Record
Deed Sale	Dec 18, 2025 · Amount on Record
Prior Sale	Apr 18, 2017 · Amount on Record
Deed Book / Page	69947 / 254
Record Updated	Sep 20, 2026

December 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Dec 18, 2025
Property Address	7828 STABLE WAY, POTOMAC, MD 20854-1791
Document Number	0699470254
Book / Page	69947 / 254
Map Reference	MB 154 PL 17492
Instrument Date	Dec 09, 2025
Transaction Type	Transfer
Record Updated	Jan 01, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$11,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	7828 STABLE WAY, POTOMAC, MD 20854-1791

Mortgage

Document Number	0069947261
Date	Dec 18, 2025
Instrument	69947/261

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Type Change Date	Jan 01, 2033
Change Frequency	6 Months
Min Rate At Change	4%
Max Rate At Change	8%
Index	SOFR Average 30-Day
Max Rate	11%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY MD
Property Address	7828 STABLE WAY, POTOMAC, MD 20854-1791
Transaction Type	Mortgage
Record Updated	May 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0564160293
Date	Aug 06, 2018
Book Page	56416/293

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	MONTGOMERY MD
Recording Date	Apr 18, 2017
Property Address	7828 STABLE WAY, POTOMAC, MD 20854-1791
Document Number	0541520303
Book / Page	54152 / 303
Map Reference	MB154 PL17492
Instrument Date	Mar 31, 2017
Transaction Type	Transfer
Record Updated	May 03, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$23,850.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6920 ARBOR LN, 6920, MC LEAN, VA 22101-1542

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 STABLE WAY, POTOMAC, MD 20854-1791

Mortgage

Document Number	0054152312
Date	Apr 18, 2017
Instrument	54152/312

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.47%
Adjustable	Adjustable Rate Rider
Type Change Date	Apr 01, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.47%
Index	12-Month MTA
Max Rate	8.47%

Tax Assessment & Valuation

Source: Montgomery County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Montgomery County
Unified School District	Montgomery County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$2,121,400 (-0.35%) Land $476,500 Building $1,644,900	$2,121,400 (-0.35%) Land $476,500 Building $1,644,900
2025	$25,042.00 (+32.8%)	$2,128,900 (+14.09%) Land $476,500 Building $1,652,400	$2,128,900 (-) Land $476,500 Building $1,652,400
2023		$1,866,033	$2,128,900 Land $476,500 Building $1,652,400
2022	$18,857.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montgomery County (24031C), updated April 12, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 240317060081, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 27 individual NFIP policies nearby
Nearby Flood Policies	27 in force
Nearby Flood Claims	3 (2019–2025)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jul 2025, rainfall accumulation

Wildfire

Wildfire Risk	Low above 20% of the US · above 41% of Maryland
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 137 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Verizon	Fiber	2,300 / 2,300
Xfinity	Cable	1,200 / 35

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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