7828 Sherman Kennedy Rd, Baker, FL 32531 Property Records

Okaloosa County property record for 7828 Sherman Kennedy Rd, Baker, FL 32531

Property Summary

Property Type	General Agricultural/Rural
Details	1 bd · 1 ba · 2,113 sqft · built 1938
Lot Size	41 acres (1,785,960 sqft)
Owner	2 Individual Names on File
Last Sale	$400,000 (Jan 2024)
Tax Bill	$602 (2025)
Deeds & Mortgages	Dec 2025 Mortgage Jan 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-591-8207-1`

Property Details

APN / Parcel Number

Primary APN	`C56-000-591-8207-1`
Alternative APNs	`03-5N-24-2770-0000-0980` `24N503277000000980`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	1 Story
Building Area	2,113 sqft Gross Area
1st Floor Area	1,295 sqft
Flooring	Carpet
Interior Walls	Wood

Exterior

Year Built	Built 1938
Effective Year Built	Effective 1965
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	1,785,960 sqft (41 acres)
Garage Type	Carport
Garage Area	400 sqft
Carport	Carport
Carport Area	400 sqft
Porch	Finished/Open Porch
Porch Area	112 sqft

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Convection
Heating Fuel	Gas

Location & Zoning

Street Address	7828 SHERMAN KENNEDY RD
City	BAKER
State	FL
Zip	32531-7262
Property Category	Agriculture or Farming
Property Type	Agriculture / Farming > General Agricultural/Rural
Legal Description	ESCAMBIA FARMS UNIT 98 COM SW COR SEC 12 N 87 DEG E 1376.4 FT TO POB N 5 DEG W 327.31 FT N 4 DEG E 274.33 N 36 DEG E 776.41 N 87 DEG E 860 FT S 23 DEG E 783 FT S 473 FT S 87 W 1646 FT TO POB
Legal Range	24W
Legal Township	05N
Legal Section	03
Legal Subdivision	ESCAMBIA FARMS
Legal Lot Number	980
Legal Unit	98
Jurisdiction	OKALOOSA FL
Township / Civil Division	BAKER
Census Block Group	1
Census Block	1044
Census Tract	20102

Owner

7828 Sherman Kennedy Rd, an agricultural property, is owned by two individuals who bought it in January 2024.

Source: Okaloosa County records, as of January 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2025	Deed of Trust, Mortgage · VA Mortgage NEW AMERICAN FUNDING
Jan 5, 2024	Warranty Deed, Transfer · VA Mortgage NEW AMERICAN FUNDING
Nov 6, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2024 · Amount on File
Deed Sale	Jan 5, 2024 · Amount on File
Deed Document Number	20243665023
Prior Transfer Date	Oct 31, 2017
Prior Transfer Doc	0033244548
Record Updated	Jun 8, 2026

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262
Transaction Type	Mortgage
Record Updated	Jan 22, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262

Mortgage

Document Number	0003790932
Date	Dec 30, 2025
Instrument	3790932

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution
Address	TUSTIN, CA 92780

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	Jan 5, 2024
Property Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262
Document Number	0003665023
Instrument Date	Dec 28, 2023
Instrument	3665023
Transaction Type	Transfer
Record Updated	Jan 25, 2024
Title Company	FIRST NATIONAL LAND TITLE COMPANY INC, FIRST NATL LAND TTL CO INC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,800.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	105 WINDLAKE CT, NICEVILLE, FL 32578-4805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262

Mortgage

Document Number	0003665024
Date	Jan 5, 2024
Instrument	3665024

Lender

Name	NEW AMERICAN FUNDING
Type	Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OKALOOSA FL
Recording Date	Nov 6, 2017
Property Address	7828 SHERMAN KENNEDY RD, BAKER, FL 32531-7262
Document Number	0033244548
Book / Page	003324 / 004548
Instrument Date	Oct 31, 2017
Instrument	3170779
Transaction Type	Transfer
Record Updated	Dec 11, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	3169 E CHESTNUT AVE CRESTVIEW FL 325397388, CRESTVIEW, FL 32539-7388

Tax Assessment & Valuation

The 2025 property tax bill for 7828 Sherman Kennedy Rd was $602.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$602.00	$97,115	$193,588 Land $99,066 Building $94,522
2023	$1,105.00 (+5.64%)	$109,309 (+6.77%)	$189,309 (+3.8%)
2022	$1,046.00	$102,374	$182,374

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 7828 Sherman Kennedy Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 7828 Sherman Kennedy Rd is moderate, ranking above 62% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 62% of the US · lower than 63% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, as of December 31, 2025

Cell Coverage

4G LTE (outdoors only), no 5G reported

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