7828 Ridgecrest Cir, Biloxi, MS 39532 Property Records

Jackson County property record for 7828 Ridgecrest Cir, Biloxi, MS 39532

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,139 sqft · built 1995
Lot Size0.23 acres (10,019 sqft)
Owner2 Individual Names on Record
Tax Bill$863 (2025)
Deeds & MortgagesOct 2022 Refinance
Flood ZoneZone X (minimal risk)
APN791.11-00-0369.00

Property Details

APN / Parcel Number

Primary APN791.11-00-0369.00
Alternative APNs
  • 05280788.000
  • 022301

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,139 sqft Heated Area
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialShingle
Lot Area10,019 sqft (0.23 acres)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Account Number022301
Street Address7828 RIDGECREST CIR
CityBILOXI
StateMS
Zip39532-9391
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOTS 88 EAST PINE RIDGE S/D PB 19-44 (369 MAP791.11) DB 1062-365
Legal Range09W
Legal Township07S
Legal Section11
Legal SubdivisionEAST PINE RIDGE
Legal Lot Number88
JurisdictionJACKSON MS
Township / Civil Division4
Census Block Group1
Census Block1013
Census Tract40207

Owner

Source: Jackson County records, as of January 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address7828 RIDGECREST CIR, BILOXI, MS 39532-9391
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Deed Document Number0001062365
Record UpdatedJun 8, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionJACKSON MS
Property Address7828 RIDGECREST CIR, BILOXI, MS 39532-9391
Transaction TypeMortgage
Record UpdatedNov 16, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number003949/373
DateOct 27, 2022
Book Page3949/373
Instrument202224206
Lender
NameNAVIGATOR CREDIT UNION
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueNov 1, 2037

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of September 1, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyJackson County
Unified School DistrictJackson County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$863.00 (+12.22%) Homeowner's exemption$9,664 (+10.08%) Land $2,481 Building $7,183$96,644 (+10.09%) Land $24,810 Building $71,834
2024$769.00 (+0.65%) Homeowner's exemption$8,779 (-) Land $2,420 Building $6,359$87,785 (-) Land $24,200 Building $63,585
2023$764.00 (+3.66%) Homeowner's exemption$8,779 (+0.37%) Land $2,420 Building $6,359$87,785 (+0.37%) Land $24,200 Building $63,585
2022$737.00 Homeowner's exemption$8,747 Land $2,420 Building $6,327$87,465 Land $24,200 Building $63,265

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 21, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 23 policies
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies23 in force
Nearby Flood Claims12 (2001–2026)
Claims Outside the SFHA2 of 12
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Storms, Flooding, And Tornadoes, Mar 2009 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 70% of the US · above 89% of Mississippi
Wildfire Likelihood0.3% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Singing River Connect
Fiber
2,000 / 2,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

May also be available: C Spire Wireless.

Nearby Properties on Ridgecrest Cir

Nearby Streets

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