Palm Beach County property record for 7828 Ocean Reef Ter, Lake Worth, FL 33467
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,099 sqft · built 2003 |
| Lot Size | 0.142 acres (6,168 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $515,000 (Dec 2023) |
| Tax Bill | $4,094 (2025) |
| Deeds & Mortgages | Dec 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 00-42-45-07-02-000-0780 |
| Primary APN | 00-42-45-07-02-000-0780 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 2,099 sqft Living Area |
| Gross Area | 2,792 sqft |
| 1st Floor Area | 2,099 sqft |
| Flooring | Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Wood Truss |
| Roof Material | Concrete |
| Lot Area | 6,168 sqft (0.142 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 273 sqft |
| Patio Area | 72 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 7828 OCEAN REEF TER |
|---|---|
| City | LAKE WORTH |
| State | FL |
| Zip | 33467-6907 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | VALENCIA SHORES PL 1 LT 78 |
| Legal Range | 42E |
| Legal Township | 45S |
| Legal Section | 07 |
| Legal Subdivision | VALENCIA SHORES PL 1 |
| Legal Lot Number | 78 |
| Jurisdiction | PALM BEACH FL |
| Township / Civil Division | SUNSHINE PARKWAY |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 7757 |
7828 Ocean Reef Ter is owned and occupied by two individuals who bought it in December 2023.
Source: Palm Beach County records, as of December 10, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 7828 OCEAN REEF TER, LAKE WORTH, FL 33467-6907 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2023 · Amount on File |
| Deed Sale | Dec 27, 2023 · Amount on File |
| Prior Sale | Jul 3, 2003 · Amount on File |
| Deed Document Number | 2023436220 |
| Deed Book / Page | 34744 / 1301 |
| Prior Transfer Date | Dec 7, 2005 |
| Prior Transfer Doc | 0199601242 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | PALM BEACH FL |
| Recording Date | Dec 27, 2023 |
| Property Address | 7828 OCEAN REEF TER, LAKE WORTH, FL 33467-6907 |
| Document Number | 0347441301 |
| Book / Page | 34744 / 1301 |
| Map Reference | MB 93 PG 88-113 |
| Instrument Date | Dec 13, 2023 |
| Instrument | 20230436220 |
| Transaction Type | Transfer |
| Record Updated | Jan 15, 2024 |
| Title Company | HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC |
| Amount | Amount on Record |
|---|---|
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7907 SUNDIAL HARBOR PT, LAKE WORTH, FL 33467-7058 |
| Name | Verified Name |
|---|---|
| Address | 7828 OCEAN REEF TER, LAKE WORTH, FL 33467-6907 |
The 2025 property tax bill for 7828 Ocean Reef Ter was $4,094, down 46.6% from the year before.
Source: Palm Beach County assessment roll, as of December 10, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Palm Beach County |
| Unified School District | Palm Beach County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,094.00 (-46.6%) | $263,953 | $424,986 Land $120,324 Building $304,662 |
| 2024 | $7,667.00 (+74.49%) | ||
| 2023 | $4,394.00 (-0.68%) Homeowner's exemption Widower's exemption | $286,523 (+3%) | $451,869 (+18.03%) Land $118,782 Building $333,087 |
| 2022 | $4,424.00 Homeowner's exemption Widower's exemption | $278,178 | $382,854 Land $94,172 Building $288,682 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 7828 Ocean Reef Ter in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2004.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 280 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 280 in force |
| Nearby Flood Claims | 3 (2004–2012) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Oct 2012 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 7828 Ocean Reef Ter is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 97.6% of Florida |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PALM BEACH COUNTY WATER UTILITIES serves 671,114 people · EPA ID FL4504393 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | E. coli resolved · Dec 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 402 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Hotwire Communications Fiber | 5,000 / 5,000 |
| AT&T Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Blue Stream, Xfinity.
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