7828 Lakeport Cir, Elverta, CA 95626 Property Records

Sacramento County property record for 7828 Lakeport Cir, Elverta, CA 95626

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,088 sqft · built 1981
Lot Size	0.21 acres (9,130 sqft)
Owner	Individual Name on Record
Last Sale	$88,000 (Feb 2010)
Tax Bill	$1,292 (2025)
Deeds & Mortgages	Jan 2023 Line of Credit Mar 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`203-0392-034-0000`

Property Details

APN / Parcel Number

Primary APN	`203-0392-034-0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,088 sqft Living Area
1st Floor Area	1,088 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	L-Shape
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	9,130 sqft (0.21 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7828 LAKEPORT CIR
City	ELVERTA
State	CA
Zip	95626-9732
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	MIRANDA ESTATES, LOT 60
Legal Subdivision	MIRANDA ESTATES
Legal Lot Number	60
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	2
Census Block	2001
Census Tract	7207

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	7828 LAKEPORT CIR, ELVERTA, CA 95626-9732
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Deed of Trust, Mortgage · Line of Credit HOME POINT FINANCIAL CORPORATION
Mar 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 17, 2010 · Amount on Record
Deed Sale	Feb 17, 2010 · Amount on Record
Prior Sale	Jan 15, 2010 · Amount on Record
Deed Book / Page	20100217 / 1429
Last Transfer Date	Oct 15, 2013
Transfer Doc	0000000959
Record Updated	Sep 20, 2026

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7828 LAKEPORT CIR, ELVERTA, CA 95626-9732
Transaction Type	Mortgage
Record Updated	Jan 26, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 LAKEPORT CIR, ELVERTA, CA 95626-9732

Mortgage

Document Number	0000000376
Date	Jan 17, 2023
Instrument	2023011700376

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jan 16, 2038

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7828 LAKEPORT CIR, ELVERTA, CA 95626-9732
Document Number	2003190685
Instrument Date	Mar 14, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	7828 LAKEPORT CIR ELVERTA CA 956269732, ELVERTA, CA 95626-9732

Mortgage

Document Number	2003190685
Date	Mar 19, 2020
Instrument	2003190685

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1926

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Unified School District	Center Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$115,845 (+2%) Land $92,155 Building $23,690
2025	$1,292.00 (-2.2%)	$113,575 (+4.04%) Land $90,349 Building $23,226
2024	$1,321.00 (+2.17%)
2023	$1,293.00 (+0.86%)	$109,167 Land $86,842 Building $22,325
2022	$1,282.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 23 policies
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	23 in force
Nearby Flood Claims	15 (1986–2010)
Claims Outside the SFHA	3 of 15
Most Recent Claim	Jul 2010 · other causes
Claims by Event	Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 4 claims Severe Winter Storms, Flooding, Landslides, Mud Flows, Jan 1995 · 6 claims Severe Storms & Flooding, Feb 1986 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CAL AM - ANTELOPE private · serves 35,617 people · EPA ID CA3410031
Water Source	Purchased surface water from SACRAMENTO SUBURBAN WATER DISTRICT
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
T-Mobile Fixed Wireless	100 / 20

May also be available: unWired Broadband.

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