7828 Chaplin Ct, Elk Grove, CA 95758 Property Records

Sacramento County property record for 7828 Chaplin Ct, Elk Grove, CA 95758

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,923 sqft · built 1989
Lot Size	0.185 acres (8,076 sqft)
Owner	Company Name on Record
Last Sale	$360,000 (Apr 2016)
Tax Bill	$4,870 (2025)
Deeds & Mortgages	Feb 2024 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`116-0640-089-0000`

Property Details

APN / Parcel Number

Primary APN	`116-0640-089-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,923 sqft Living Area
1st Floor Area	1,923 sqft
Family Room	Family Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Custom Design
Exterior Material	Stucco
Construction Type	Wood
Foundation Type	Slab (Mat/Raft)
Roof Material	Other
Lot Area	8,076 sqft (0.185 acres)
Garage Area	613 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	7828 CHAPLIN CT
City	ELK GROVE
State	CA
Zip	95758-1010
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RD-5
Legal Description	LAGUNA CREEK WEST 16B, LOT 128
Legal Subdivision	LAGUNA CREEK WEST 16B
Legal Lot Number	128
Jurisdiction	SACRAMENTO CA
Township / Civil Division	SACRAMENTO
Census Block Group	3
Census Block	3009
Census Tract	9612

Owner

Source: Sacramento County records, as of September 3, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Deeds, Mortgages & Sale History

Date	Document
Feb 20, 2024	Deed of Trust, Mortgage · Line of Credit SACRAMENTO CU
Apr 23, 2020	Deed of Trust, Mortgage · Conventional with PMI SACRAMENTO CU
Aug 6, 2019	Deed of Trust, Mortgage · Conventional Mortgage SACRAMENTO CU
Mar 11, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2016 · Amount on Record
Deed Sale	Apr 4, 2016 · Amount on Record
Prior Sale	Mar 9, 2001 · Amount on Record
Deed Book / Page	20160404 / 1034
Last Transfer Date	Feb 18, 2019
Transfer Doc	3110000000079
Record Updated	Oct 29, 2026

February 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010
Transaction Type	Mortgage
Record Updated	May 15, 2026
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010

Mortgage

Document Number	0000000101
Date	Feb 20, 2024
Instrument	202402200101

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	73 Months
Due	Mar 1, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010
Document Number	2004300930
Instrument Date	Apr 23, 2020
Transaction Type	Mortgage
Record Updated	May 18, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7828 CHAPLIN CT ELK GROVE CA 957581010, ELK GROVE, CA 95758-1010

Mortgage

Document Number	2004300930
Date	Apr 30, 2020
Instrument	2004300930

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95814

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 29, 2050

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010
Document Number	1908130177
Instrument Date	Aug 6, 2019
Transaction Type	Mortgage
Record Updated	Aug 26, 2019
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	7828 CHAPLIN CT ELK GROVE CA 957581010, ELK GROVE, CA 95758-1010

Mortgage

Document Number	1908130177
Date	Aug 13, 2019
Instrument	1908130177

Lender

Name	SACRAMENTO CU
Type	Credit Union
Address	SACRAMENTO, CA 95812-2351

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Aug 12, 2029

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SACRAMENTO CA
Recording Date	Mar 11, 2019
Property Address	7828 CHAPLIN CT, ELK GROVE, CA 95758-1010
Document Number	1903110079
Instrument Date	Feb 18, 2019
Instrument	1903110079
Transaction Type	Transfer
Record Updated	Mar 22, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	7828 CHAPLIN CT ELK GROVE CA 957581010, ELK GROVE, CA 95758-1010

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Elk Grove City
Unified School District	Elk Grove Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$434,682 (+2%) Land $120,744 Building $313,938
2025	$4,870.00 (+0.89%) Homeowner's exemption	$426,160 (+4.04%) Land $118,377 Building $307,783
2024	$4,827.00 (+2.7%)
2023	$4,700.00 (+2.04%) Homeowner's exemption	$409,614 Land $113,781 Building $295,833
2022	$4,606.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SCWA - LAGUNA/VINEYARD serves 188,417 people · EPA ID CA3410029
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 869 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
unWired Broadband Fixed Wireless	400 / 50
DigitalPath Fixed Wireless	200 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks.

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